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John Kozinski Loan Consultant

  • NMLS # 2276232
  • 2 Reviews

About John Kozinski

Welcome to the start of your journey towards the perfect home! With a passion for real estate and a relentless drive for client satisfaction, I’m dedicated to transforming your homeownership dreams into a tangible reality. My team and I bring you extensive market knowledge, industry-leading loan options, and a personalized approach committed to your unique needs. Take the first step today – I can't wait to help you through this exciting life change.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

You're In Good Hands!

5/5 Based on 2 reviews

Sylvia M

Transaction Completed:

"Everyone was hands on. Communication was timely and the resources were amazing! Mortgage coach and the Hybrid signing made things more efficient. John and Bernice were fantastic. I will definitely refer New American Funding to anyone looking for a mortgage."

Philadelphia, PA


Transaction Completed:

"John was not only responsive,but trustworthy and I knew I could depend on him no matter what the circumstances may be.He is a very hardworking individual; who will go through all the motions to make sure we have a solution to a potential problem.Most definitely referring John to more of my buyers! It feels great to have someone who moves at the same pace as me !"

Philadelphia, PA

New American Funding

ILA - Detroit - CSR

41050 West 11 Mile Road, suite 100
Novi, MI 48375

Direct: 484-354-4680


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