You're In Good Hands!

4.99/5 Based on 29 reviews

5/5

Zoe

Transaction Completed:
3/21/2025

"John and Bernice made this process so easy for us. We were informed and comfortable the whole time as we trusted them completely to work in our best interest. The tools John used to compare scenarios were easy to understand and helped us to actually visualize what we getting into."

Mount Ephraim, NJ

5/5

Brianna

Transaction Completed:
3/17/2025

"Highly recommend John for all mortgage needs! He made all the complicated lingo clear to understand and I couldn’t have asked for a more patient and knowledgeable explanation to all my mortgage questions. John broke everything down to be super simple and I can’t thank him enough for all his time, resources, and knowledge!! "

5/5

Ata

Transaction Completed:
3/16/2025

"Helpful every step of the way"

Philadelphia, PA

5/5

Billy

Transaction Completed:
3/13/2025

"John was very knowledgeable and credible in helping us get our loan. He was able to get us a good deal with something I’ve never heard of, giving us a low rate. He responded quick, and answered all of our questions. I will definitely use and recommend him in the future!"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

Buydown Loan

Reduce your mortgage payment rate.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

Your Offer on a Home Was Accepted. This Is What Happens Next

After your offer on a home is accepted, the real work begins. This is what to expect. Read More

New Doesn’t Mean Perfect: What to Look for in a New Construction Home Walk-Through

Your final walk-through in a newly built home isn’t just a formality—it’s your last chance to ensure everything is as it should be before th... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

John Kozinski Loan Consultant

About John Kozinski

Top Rated
Mortgage Lender

You're In Good Hands!