James Watson Loan Consultant
- NMLS # 133639
About James Watson
James Watson is a dedicated Loan Consultant with solid experience in home loan origination. James Watson, NMLS # is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
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You're In Good Hands!
"Jim was great to work with and was very helpful throughout the entire process."
"Jim was awesome to work with he made happen what we thought couldn't but he did! Very awesome experience!!"
"Jim is very easy to work with you can call him anytime and will answer all your questions!!!"
"Jim took a chaotic nightmare and turned it into a fairytale. I have never met someone that’s willing to go above and beyond for his clients like Jim. Whenever I had doubts or issues Jim would say “don’t worry I’ll get things right”, and the situation would be handled almost instantly! When buying a house you already have a lot on your mind and with his quick reminder emails, constant communication and level of professionalism he made the process a lot easier. He is my forever recommendation from now on!"