Beth Lutgen Loan Consultant

NMLS # 1668679

Direct:
763-639-5075
|
Email:
beth.lutgen@nafinc.com

About Beth Lutgen

Your Minnesota Mortgage Consultant

As your Mortgage Consultant, I focus on client satisfaction. My business is about service, and I am not happy until you are happy. Whether it's finding the best loan for a new home, refinancing your home, or helping you sell your current home and move on to the next home, I am here to guide you. If there is anything you need, please let me know.
I will listen to your needs to establish your goals and objectives. We work as a team and you will be in the loop during the entire process. In this fast paced market, I believe communication is key to building our relationship.

If you are considering a mortgage professional, please give me an opportunity to earn your business.

I am confident you will be very happy.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

FHA

This mortgage loan allows for 3.5% down payment.

Explore More Options

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