About Bart Swan

Thank you for taking the time to visit my website! I am a mortgage lender able to close mortgage loans in both Florida and Alabama. Being a military brat, I’ve called Northwest Florida “home” since 1988. Hopefully, you’ll find my website and tools to be valuable. And of course, if I can provide specific advice or even help you with a mortgage loan please call or send me an email!

As a mortgage lender, I have been involved in over 1,000 real estate transactions since 2001. I was also a licensed real estate agent in Florida so I better understand the Northwest Florida housing market and have a perspective on what homebuyers and sellers are looking for. These skills and experience allow me to help choose the right financing programs for my clients.

Bart Swan brings a wealth of knowledge on mortgage finance to his clients, including Veterans Administration (VA) lending, fiscal and legislative understanding, mortgage qualification, credit scoring, rent vs. own comparison, and management of equity into an overall financial plan leading to wealth creation for you and your family. Bart began his career in lending in Dallas, TX, as a Mortgage Loan Officer with a large mortgage bank. His experience and success eventually led him to open his own mortgage company in his hometown of Niceville. His aim remains to create positive experiences for his clients through a professional approach to mortgage finance and education.

Bart is a past Honorary Commander for the 46th Test Wing Operations Group, and yes, went for a ride in an F-15D! He is married to Wendy (Williamson) of Niceville, and together they have 3 sons, 2 daughters, and a couple of dogs.

Bart Swan Reviews

★ ★ ★ ★ ★

4.87 /5.0

Based on 16 reviews

★★★★★

Olivia W. of Crestview, FL for Bart Swan

Transaction Completed: 6/26/2022

The whole experience was easy! The Bart Swan team including Ron Dorko were always helpful and supportive of this first time home buyer!

★★★★★

Garrett S. of Pensacola, FL for Bart Swan

Transaction Completed: 6/18/2022

Bart was always on top of things and wasted no time sending/receiving documents. Understanding this can be a stressful process he was very patient with us and kept the utmost professionalism while dealing with me and the slow internet while deployed. He made the experience very easy and I would highly recommend him to anybody who’s buying a home.

★★★★★

Matthew E. of Niceville, FL for Bart Swan

Transaction Completed: 6/15/2022

Everyone was timely and communicated well.

★★★★★

Julie P. of Chipley, FL for Bart Swan

Transaction Completed: 6/10/2022

Bart has always been so great with communicating with me whether on my clients' loans or my own. He's my number one recommendation to all my buyers!

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Mortgage Calculator

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Amortization Calculator

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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