About Viri Martinez

I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.


I specialize in:

Low down payment mortgage options,

First-time homebuyer loans in Estero and surrounding areas,

Refinance solutions tailored to local homeowners,

Spanish-speaking support for families who want a smoother mortgage experience.


Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals.

Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.


Got mortgage questions? I’ve got straight-up, honest answers!

Schedule your consultation today (239)537-5485


Hours available: Monday through Friday 9am to 5pm (Online Service Hours: Open 24 hours)

 


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

5/5 Based on 309 reviews
5/5

Ac

Transaction Completed:
6/25/2026

"Thank you Viri for all your help with the recent home loan and guiding the family through the entire process! Highly recommended with your home lending needs! A++"

5/5

Donaldo Recinos

Transaction Completed:
6/24/2026

"(Translated by Google) I want to express my sincerest gratitude to Viri for the extraordinary help and support she provided throughout the entire home buying process. From the very first moment, she demonstrated great professionalism, commitment, and dedication, always attentive to every detail and guiding me patiently and carefully every step of the way. Her constant support gave me the peace of mind and confidence I needed to make one of the most important decisions of my life. I believe that for anyone looking to buy a home, having someone like Viri makes a huge difference. Her personal qualities, experience, and willingness to help make the entire process much simpler and more secure. Therefore, I highly recommend her and wholeheartedly give her five stars for her excellent work. If you are thinking about buying your own home, Viri is the right person to guide you and help you achieve that dream. Thank you so much, Viri, for your dedication, commitment, and unconditional support. I am deeply grateful for all your help. ????? (Original) Quiero expresar mi más sincero agradecimiento a Viri por la extraordinaria ayuda y el acompañamiento que me brindó durante todo el proceso de compra de mi casa. Desde el primer momento demostró un gran profesionalismo, compromiso y dedicación, estando siempre pendiente de cada detalle y guiándome con paciencia y atención en cada paso. Su apoyo constante me dio la tranquilidad y confianza necesarias para tomar una de las decisiones más importantes de mi vida. Considero que para cualquier persona que esté buscando comprar una vivienda, contar con alguien como Viri marca una gran diferencia. Su calidad humana, experiencia y disposición para ayudar hacen que todo el proceso sea mucho más sencillo y seguro. Por ello, la recomiendo ampliamente y sin ninguna duda le otorgo cinco estrellas por su excelente trabajo. Si están pensando en adquirir su propia casa, Viri es la persona indicada para acompañarlos y ayudarlos a alcanzar ese sueño. Muchísimas gracias, Viri, por tu dedicación, compromiso y apoyo incondicional. Estoy profundamente agradecido por toda tu ayuda. ?????"

5/5

Its Z3KE

Transaction Completed:
6/22/2026

"Very Helpful and Informative"

5/5

Ezequiel

Transaction Completed:
6/22/2026

"GREAT HELP AND PATIENCE"

Port LaBelle, FL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Estero

23150 Fashion Drive, Unit T237 & T238
Estero, FL 33928

Direct: 239-537-5485

Email: viri.martinez@nafinc.com

Get Directions