Toby Lane Branch Manager

NMLS # 204255

204 Reviews

Direct:
770-870-5115
|
Mobile:
404-483-6040
|
Email:
Toby.Lane@nafinc.com

About Toby Lane

Toby has 20+ years of experience as a Mortgage Loan Originator, including all areas of Financing: Conventional, FHA, VA, USDA Financing - as well as Down Payment Assistance. Toby's commitment to leading his TEAM creates powerful results for both referral partners and clients. This commitment, coupled with the experience of his TEAM, also allows him to stay focused on being the best partner possible to real estate professionals - providing "customer-centric" resources to help grow their business.

#1 in Customer Satisfaction
among Mortgage Servicers!

- J.D. POWER

For J.D. Power 2022 award information, visit jdpower.com/awards.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Explore More Options

From the Blog

Using an FHA Loan to Buy a Foreclosure

Purchasing a foreclosure with an FHA loan can be a great way to save money on a property that has the potential to become your home for many... Read More

VA Cash-Out Refinance

A VA Cash-Out Refinance is a Department of Veterans Affairs-backed loan that allows homeowners to exchange their home equity for cash while ... Read More