Toby Lane Photo

Toby Lane Branch Manager

  • NMLS # 204255
  • 204 Reviews

About Toby Lane

Toby has 20+ years of experience as a Mortgage Loan Originator, including all areas of Financing:  Conventional, FHA, VA, USDA Financing - as well as Down Payment Assistance. Toby's commitment to leading his TEAM creates powerful results for both referral partners and clients. This commitment, coupled with the experience of his TEAM, also allows him to stay focused on being the best partner possible to real estate professionals - providing "customer-centric" resources to help grow their business.

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.9/5 Based on 204 reviews


Transaction Completed:

"Everything was fast and relatively simple! I really didn’t feel stressed at any point."

Douglasville, GA


Transaction Completed:

"Toby and his team were a pleasure to work with. They were quick to communicate and give details of all the steps in the process and made it feel seamless."

Dallas, GA


Transaction Completed:

"Very responsive and on top of important matters."

Douglasville, GA


Transaction Completed:

"A large amount of data needed. Toby and his team held out hand the whole way and made it all possible to complete the process timely. Thank you all !"

Kennesaw, GA

New American Funding


2727 Paces Ferry Road Southeast, Building 2, Suite 1500
Atlanta, GA 30339

Direct: 770-870-5115

Mobile: 404-483-6040


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