You're In Good Hands!

4.91/5 Based on 243 reviews

5/5

Annette

Transaction Completed:
1/28/2025

"Terri is always great to work with !"

Mount Vernon, IL

5/5

Keli R

Transaction Completed:
11/26/2024

"It was a great experience ."

Salem, IL

5/5

Mark

Transaction Completed:
11/4/2024

"Having a FHA loan we had to come up with a lot of extra things to get everything to pass, Terri showed us where to look and how to get the information needed.. she talked me through knowing everything was going to work out!"

Wayne City, IL

5/5

Gregory A

Transaction Completed:
9/25/2024

"Terri along with the whole staff was great to work with answering all my questions even the dumb ones lol but overall great experience not a negative thing to say thanks for all the help!"

Dix, IL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

The Fight for Fairness: When Women Were Denied Mortgages

In the not-so-distant past, it was nearly impossible for many women to get credit cards, auto loans, and mortgages in their own names. This ... Read More

Home Staging: The Secret Weapon in Attracting More Buyers and Higher Offers

Are you ready to sell your home? If you’re among the growing wave of sellers entering the market, you may want to consider staging your prop... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Terri Karch Loan Consultant

About Terri Karch

Top Rated
Mortgage Lender

You're In Good Hands!