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Regina Ballard Sr. Loan Consultant
- NMLS # 62286
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Direct:
859-749-6866 - |
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Email:
regina.ballard@nafinc.com
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Already Started an Application? Click Here
About Regina Ballard
Helping families achieve the American Dream has never been just a "job" for me—it is a passion I have pursued as a Senior Loan Consultant since 2005. I specialize in guiding first-time homebuyers through the mortgage process, ensuring that what can be a daunting experience becomes a celebrated milestone.
As your local lender, I pride myself on being a real person you can
reach directly during one of the most important financial transactions of your
life. My business is built on 5-star reviews from clients who
know that to me, they are never just another deal; I strive to be their
"lender for life."
The true reward of my work is seeing children get their very first bedroom or
helping a single parent who has weathered many storms finally plant roots. It
is a blessing to be trusted during such a pivotal time in your life,
helping you build the "roots and wings" your family deserves.
Life Outside of Lending
When I am not helping families build their futures, I am focused on my own. I
am deeply passionate about my family, traveling, and soaking up every moment
with my husband Joe, two adult children Branson and Taylor, and also my small
grandchildren; Annie and Eleanor.
Ready to Start Your Journey?
Whether you are ready to buy today or just want to explore your options, I am
here to help.
- Apply Online: Start your journey now via my online application
- link: www.loanswithregina.com
- Call or Text: Reach out directly to discuss your goals with a real person who cares about your success. 859-749-6866
- Fast, free consultations to see where you are,
and what to do next!
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Mary
Transaction Completed:
1/11/2026
"Regina was super helpful and explained everything we were doing. She really helped us through the whole process."
Robert
Transaction Completed:
12/22/2025
"Regina was awesome from start to finish. She made the whole process totally painless"
Briann Keeton
Transaction Completed:
12/21/2025
""
Briann Lashae
Transaction Completed:
12/21/2025
"they got us through every step"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Meet The Team
New American Funding
Partnership - Lexington
Lexington, KY 40503
Direct: 859-749-6866
Email: regina.ballard@nafinc.com
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