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Dave Gardner Loan Consultant

  • NMLS # 1005124
  • 442 Reviews
MPA 5-Star Retail Lender

About Dave Gardner

Having spent over 25 years as a professional in the Real Estate industry, my titles have included Professional Land Surveyor, Builder, Residential and Commercial Investor and Mortgage Advisor. My career has been built on serving and coaching others in these fields.

In my role as a Mortgage Advisor, I’ve been able to advise purchasers on much more than just their rate and the cost of their loan. Through my long-tenured experience in all aspects of real estate I’ve been able to help and advise clients from first time buyers to millionaire investors and remain passionate about what I do every day.

I am the epitome of your local guy: I grew up in the Puget Sound area , went into the service, came back and raised a family here. Joining the Air Force was a great start for me and one of the most significant benefits of my time in the service was the VA program, which allowed me to purchase my first home. As a young man with a new family, it was the only way I could afford my first home. From that first purchase, I became a firm believer in real estate investing.

I firmly believe real estate ownership is one of the best ways to build long term wealth

Helping people achieve the dream of Home ownership and meet their financial goals through real estate investing is why I am passionate about helping people with their mortgage needs.

The philosophy of "Client and friend for life" defines me. I am the advisor you can turn to when you need to. My phone is always on and I am here to help. "If you're working, I am working". I have built a career connecting people to people. It's what I do. You need a plumber, a doctor, an electrician, a CPA, a carpet installer, a pest control specialist. I have the person for you. They are people I trust and they will be people I can comfortably refer to you because I use them myself. I grew up here in Snohomish County and have lived most of my life here, other than my four years of active duty. It is a great area with a small town feel. Washington has it all from the wet-side of the mountains to the desert of Eastern Washington you would be hard pressed to find a better place. We have great people and a great environment to raise a family. I am blessed to have a great wife, great kids and wonderful grand kids. I have been a baseball, basketball and soccer coach and President of Everett Youth Soccer. I am also active supporter of Housing Hope. The home ownership dream is achievable at all levels.

Dave Gardner Reviews

4.98 /5.0

Based on 442 reviews

Richamr Kit of , for David Gardner

Transaction Completed: 10/17/2021

Dave Gardner of New American Funding was more than helpful during our home purchase. Any time I had a question he offered sound advice. Dave got us through a very stressful time and we can't thank him enough for everything!!

3009Cyborg of , for David Gardner

Transaction Completed: 10/10/2021

What can we say other than Dave Gardner is Amazing! As first time home buyers and we had questions and more questions. Dave was there to answer no matter what he had going on and at times when we emailed him to call us back, our phone would ring less than five minutes later. Our realtor was also very pleased to work with someone so on top of everything. Even in this crazy market Dave was able to work a VA zero down loan. We are positive we had the very Best in our corner. We can only hope he is not retired when we go to purchase our next home.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Meet The Team

Dave Gardner
Dave Gardner

Loan Consultant

NMLS ID: 1005124

Tel: (425) 312-7989

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Michele Cantrell
Michele Cantrell

Loan Officer Assistant

NMLS ID: 1127880

Tel: (425) 309-7529

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Rene Fannan
Rene Fannan

Video Production Coordinator

Tel: (425) 405-7673


New American Funding


2707 Colby Ave, Ste. 1002
Everett, WA 98201

Direct: 425-312-7989

Mobile: 425-754-2561

Email: Dave.Gardner@nafinc.com

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