Let’s Fund Your Rental Investment!
Secure flexible, investor-focused financing with our DSCR loans, tailored for real estate professionals. With quick approvals and dependable terms, we make it easier to grow your portfolio or refinance existing properties. Fill out the form below to get started.
RATES FROM*
6.325%
80%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
DSCR
DSCR (Debt Service Coverage Ratio) loans provide a streamlined financing solution based on property cash flow rather than personal income. Perfect for experienced investors, these loans simplify the process of accessing capital for acquisitions, refinancing, or portfolio growth. With competitive rates and flexible terms, DSCR loans are ideal for real estate professionals looking for quick, hassle-free funding to support their investment strategies.
Debt Service Coverage Ratio (DSCR) is calculated as Monthly Rent divided by Total Expenses (P&I + other expenses).
Simple Qualifications for DSCR Lending
Our DSCR loans are designed to be flexible and accessible for investors focused on building long-term wealth. To qualify, you’ll need:
1+ Completed Properties
Minimum of 620.
20% down payment and 1–3 months of reserves.
SFR, Condo, Townhome, 2–4 Units
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Transparent and Investor-Focus Loan Terms
| Property Type: | DSCR |
|---|---|
| Experience Required: | 1+ Completed Properties |
| Minimum Credit Score: | 620 |
| Liquidity: | 20% Down |
| Reserves: | 1-30 mo. Reserves |
| Prepayment Penalty: | Optional |
| Closing Timeline: | 10 to 22 Days |
| Draw Schedule: | N/A |
| Rate: | 6.325% |
| Loan-to-Value (LTV): | 80% |
| Loan-to-Cost (LTC): | N/A |
| Loan Terms: | 30, 40 Yr or Interest Only |
| Asset Types: | SFR, Condo, Townhome, 2-4 Units |
| Loan Amount Min: | $75K |
| Loan Amount Max: | $5M |
| Product Sepcifics: | Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option |
| Number of Units | 1 to 4 Units |
Enjoy a simplified loan process with clear criteria and fast approvals — no unnecessary hoops.
Close in as little as 10 to 22 days, enabling you to capitalize on time-sensitive opportunities.
Tailored for real estate investors with flexible terms, competitive rates, and options like interest-only or long-term loans.
Partner with a team that understands real estate investing — whether you're financing your first property or scaling your portfolio.
Where We Lend
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.
Meet The Leader
With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical. Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.
Fast closings. Minimal red tape. Maximum results.
| Deal Type | Address | Loan Amount |
|---|---|---|
| Hard Money | 1425 S Beacon St, San Pedro Ca 90731 | $433,000 |
| Commercial | 43-45 W. Main Street, Merced, Ca 95340 | $200,000 |
| DSCR | 1570 S Irving St, Denver, Co 80219-4634 | $200,000 |
| DSCR | 36 King St, Denver, Co 80219 | $290,000 |
| Hard Money | 1378 Underwood Ave, San Francisco Ca 94124 | $375,000 |
| DSCR | 4672 N 30th Drive, Phoenix, AZ 85017 | $243,750 |
| DSCR | 919 Hepburn Ave, Lehigh Acres, FL 33974 | $240,800 |
| DSCR | 188 Main St, Cedarville, NJ 08311 | $175,000 |
| DSCR | 9 N 16th St, Del Haven, NJ 08251 | $266,250 |