You're In Good Hands!

4.89/5 Based on 54 reviews

5/5

Phihllip

Transaction Completed:
1/16/2026

"Mike is a great communicator and keeps everyone involved up to speed at all times. I would highly recommend Mike to my client's"

Sleepy Eye, MN

5/5

Westley W

Transaction Completed:
1/16/2026

"Mike made this dream happen, when our contingency was challenged we thought we were going to lose it . Mike came through and made it happen."

Sleepy Eye, MN

5/5

Keri L

Transaction Completed:
1/15/2026

"Michael was excellent. He always andwered his phone and andwered questions . He definitely went above and beyond for us ."

Sleepy Eye, MN

5/5

Elia Peterson

Transaction Completed:
12/30/2025

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Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

The Fed Kept Interest Rates Steady. Will Mortgage Rates Remain in the Low 6% Range?

The U.S. Federal Reserve kicked off 2026 by keeping interest rates steady. How will that impact the housing market? Read More

The Mortgage Lock-In Effect Is Fading: Will More Affordable Homes Will Go Up for Sale?

Fewer homeowners with mortgages are “locked” into their homes due to super-low interest rates. Read More

It’s Financial Wellness Month: How Buyers Can Get Ready to Buy a Home

The beginning of the year can be a great time to step back, take stock, and get financially organized before the spring housing market heats... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Michael Schrupp Branch Production Manager

About Michael Schrupp

Top Rated
Mortgage Lender

You're In Good Hands!