Monique Sanchez Loan Consultant
- NMLS # 694900
- LMB # 100505037
About Monique Sanchez
Greetings, I'm Monique Sanchez, a licensed Mortgage Professional (NMLS ID Number 694900), serving all of Orange County, Los Angeles County, Riverside County, San Bernardino County and San Diego County and licensed in AZ, CA, CO, DC, FL, GA, MN, NV, NM, OR, PA, TX, WA. My passion lies in guiding individuals like you through the intricacies of real estate investments, whether you're a seasoned investor or embarking on your first property ownership journey.
Originally from Santa Ana, California, I completed my education at the University of California Riverside and began my banking career during high school. Working in banking, I gained invaluable insights into the industry. However, I realized that the "one-size-fits-all" products offered by the bank limited my ability to help many clients achieve homeownership. Driven by a desire to understand the reasons behind lending decisions, I choose to work directly with a mortgage lender.
With 15 years of experience in the mortgage field, my focus is firmly on assisting everyone in achieving homeownership and building generational wealth. My mission is straightforward: to leave a positive impact on everyone I interact with. Whether that means putting a smile on their face, providing up-to-date market insights, helping with a home purchase, guiding through refinancing for lower payments, or facilitating cash-out for debt consolidation. I am committed to being your lifelong lending partner, not just a lender for today.
I proudly work with New American Funding, a Privately Held, Self-Funded company that shares my values and dedication to personalized service for all homeowners. One of our core commitments is to enhance homeownership education within the Hispanic culture. As a Latina, I intimately understand the cultural challenges and complexities that arise during the home loan process. This awareness fuels my excitement and determination to make a meaningful difference in our community. At New American Funding, we actively work towards increasing homeownership education tailored to the Hispanic culture, aiming to make a positive impact for generations to come.
Our diverse programs include:
• Conventional, Jumbo, FHA, VA loans
• Down Payment Assistance
• Foreign National Program
• First Time Buyer Programs
• DSCR loans
• HELOCs & HELOANS (for primary residences, Second Homes, and Investment Properties)
• Refinancing & Cash Out Loans
• Loans for Self-Employed Borrowers
• Bridge & Construction Loans
• Flip and Rental Property Loans
• ITIN Loans
• Alternative Documentation Programs
• And Many More
4.9/5 Based on 269,421 Reviews
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
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You're In Good Hands!
"Monique kept contact and communication with us at all times. Excellent service."
"What made our experience great was Ms. Monique Sanchez, she is awesome. Very responsive and great customer service."
"Working with Monique was Great"
"Monique and her team saved our filed so fast and it was amazing to watch her work! Loved all of their personalities too so it just made for a very smooth closing! I would love to work with her and team again!"