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Exclusive Offer!
Up to $5,000 in Savings

New American Funding is proud to partner with UnitedHealth Group for an exclusive offer on top of our already great personalized service. As a UnitedHealth Group employee, you're eligible for extra savings when you buy your dream home or refinance your existing loan.

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Special Benefits

New American Funding offers these major advantages to UnitedHealthcare employees:

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$5,000 Toward Closing

Get up to an extra $5,000 towards closing costs.1

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NAF Homes

$2,500 Lender Credit 2 using NAF Homes to work with an in-market real estate agent.

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NAF Cash

$500 Lender Credit 3 using NAF Cash to make an all-cash offer.

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NAF Concierge

On average, customers save $638 4 with NAF Insurance and save 5-7 hours and $850+ on home service connections with NAF Concierge.

Don't let interest rates keep you from homeownership!

You’ve found the right house, but you need help to make it yours. We’ve got you covered. Our unique seller-paid 3-2-1 Buydown program could save you money and lower your payment by 3% the first year, 2% the second year, and 1% the third year of your loan, giving you the financial flexibility you need!

That could mean more money in your pocket as you ease into homeownership and less stress with new homeowner finances. Contact us to learn how our 3-2-1 Buydown program can help you ease into your new mortgage!

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Want to Buy a Home? We Can Make It Happen!

From origination to funding, our loan process was designed to make your homebuying experience pleasurable and hassle-free. Here’s how we provide you with 5-star service:

  • Help determine your needs and goals
  • Walk you through the loan process
  • Simplify loan jargon
  • Explain loan program options
  • Share down payment assistance programs
  • Describe current interest rate environment
  • Assist with pre-approval
  • Provide constant updates
  • Get your loan closed fast

Get Started Today

Get Started Today

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By Clicking "Submit", I agree by electronic signature to:

  1. I am providing written instructions under the Fair Credit Reporting Act authorizing New American Funding (NAF) to obtain information from my personal credit profile or other information from a consumer reporting agency solely to conduct a prequalification for credit.
  2. Receive disclosures and communications about my loan inquiry and any loan that I obtain from NAF in electronic form. I confirm I have access to a working computer and/or digital device where I can view and manage my information.
  3. I consent to NAF, its partners, and parties calling on their behalf to contact me at the number that I provided in the contact form above for marketing purposes, including through the use of email, automated technology, artificial or prerecorded voice, AI generative voice, and SMS/MMS messages. I acknowledge my consent is not required to obtain any good or service, and that I can be connected with NAF without providing consent by calling (800) 890-1057. I consent to be contacted even if my phone number or email address appears on a NAF Do Not Contact/Do Not Email list, a State or National Do Not Call Registry, or any other Do Not Contact/Do Not Email list.
  4. To the terms of NAF's Terms of Use and Electronic Consent Agreement.

By Clicking "Submit", I agree by electronic signature to:

  1. I am providing written instructions under the Fair Credit Reporting Act authorizing New American Funding (NAF) to obtain information from my personal credit profile or other information from a consumer reporting agency solely to conduct a prequalification for credit.
  2. Receive disclosures and communications about my loan inquiry and any loan that I obtain from NAF in electronic form. I confirm I have access to a working computer and/or digital device where I can view and manage my information.
  3. I consent to NAF, its partners, and parties calling on their behalf to contact me at the number that I provided in the contact form above for marketing purposes, including through the use of email, automated technology, artificial or prerecorded voice, AI generative voice, and SMS/MMS messages. I acknowledge my consent is not required to obtain any good or service, and that I can be connected with NAF without providing consent by calling (800) 890-1057. I consent to be contacted even if my phone number or email address appears on a NAF Do Not Contact/Do Not Email list, a State or National Do Not Call Registry, or any other Do Not Contact/Do Not Email list.
  4. To the terms of NAF's Terms of Use and Electronic Consent Agreement.

Smart Moves Start Here.Smart Moves Start Here.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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* https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3751917

Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. 1Must obtain mortgage with New American Funding to bundle. Not available in all states. All UnitedHealth Group employees are eligible to receive a $5,000 lender credit to be applied towards closing costs at closing. Terms and conditions apply. Not valid on all loan channels or loan programs. Subject to credit, income and property approval. This is not a commitment to lend. Not valid with any other pricing special, offer or discount. Due to maximum seller concession rules applicable to purchase loan transactions, this discount could be less than $5,000 in some cases where other concessions have been made to the consumer. 2NAF Homes, Inc. (“NAF Homes”) has a business relationship with New American Funding, LLC (“NAF”). NAF Homes and NAF are affiliates with the same beneficial owners. As a result, the referral of a customer by NAF Homes to NAF may provide NAF Homes, its affiliates and/or its employees with a financial or other benefit. You are not required to use NAF Cash or NAF as a condition of the purchase, sale or refinance of the subject property or to obtain access to any settlement service. 3NAF Cash is fulfilled by NAF Cash, LLC, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash, LLC. MI Real Estate Broker #6502431375. NAF Cash, LLC does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.5%-5.5% of purchase price for its service (fee varies by state). Terms and conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375. Phone 844-344-0531. 4Average savings based on 2023 data. 12/2024.

If you received a letter from New American Funding and would like to be removed from our mailing list, please call 800-450-2010.

New American Funding makes customer service our number one priority. We encourage you to call our corporate customer service department at 800-450-2010 ext. 7100 between 8 am and 5 pm PST or email us anytime at customerservice@nafinc.com for any complaint resolution you may have regarding the origination of your loan.

© 2025 New American Funding, LLC. All Rights Reserved.

Corporate Office: 14511 Myford Road, Suite 100, Tustin, CA 92780.