San Jose, CA Mortgage Lenders

San Jose

2001 Gateway Place, Suite 420W, San Jose, CA 95110

(408)963-0862

Your Mortgage Starts Here

New American Funding – San Jose provides informed advice and mortgage lending services to homeowners and future homeowners. San Jose mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the San Jose community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of San Jose, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe San Jose is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite San Jose team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

You're In Good Hands!

4.96/5 Based on 500 reviews
5/5

Soledad Vera

Transaction Completed:
6/29/2026

""

5/5

Hector Martinez

Transaction Completed:
6/25/2026

"Luis is amazing,he goes above and beyond to make sure you get approved for the loan, in our loan, he even helped persuade the seller to agree to our terms, luis is the example of someone who finds a way to get it done"

5/5

Olga Rios H.

Transaction Completed:
6/22/2026

"communication and the attentiveness to getting it accomplished and processed."

Hollister, CA
5/5

Manuel Franco H.

Transaction Completed:
6/19/2026

"Communication, friendliness, efficient"

Hollister, CA

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

Great, You’re Pre-Approved! Now It’s Time to Secure the Mortgage Image
Here’s what happens following receiving a loan pre-approval letter and how to avoid surprises before closing day.
Read More
Build the Home You’ve Always Dreamed of with a Construction Loan Image
If you haven’t found a home that checks off all your boxes, don’t fret. With a construction loan, you may be able to design the home you’ve always wanted.
Read More
Mortgage Rates Fall to a Seven-Week Low Image
Mortgage rates eased this week, falling to their lowest level in seven weeks as homebuyer demand continued to edge higher.
Read More
NAF Heroes Logo

Mission Statement: Our Military Heroes Focus is a dynamic initiative to increase homeownership and career opportunities for military service members, veterans, and their families. Our Military Heroes Focus is led by a diverse and passionate group of company leaders, military veterans, and other patriots who care deeply about supporting those who have served our Country and their families.

Location

New American Funding

San Jose

2001 Gateway Place, Suite 420W
San Jose, CA 95110

Direct: (408)963-0862

Contact Us