San Jose, CA Mortgage Lenders

San Jose

2001 Gateway Place, Suite 420W, San Jose, CA 95110

(408)963-0862

Your Mortgage Starts Here

New American Funding – San Jose provides informed advice and mortgage lending services to homeowners and future homeowners. San Jose mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the San Jose community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of San Jose, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe San Jose is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite San Jose team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Liz Collins

Sales Manager

NMLS #250887

 

Luis Orbegoso

Sr. Mortgage Loan Officer

NMLS #304029

(408) 827-7051

Geoffrey Ocang

Loan Consultant

NMLS #364505

 

Scott Cannel

Sr. Loan Consultant

NMLS #317081

 

Vincent Lau

Loan Consultant

NMLS #482413

 

Tiffany Dinh

Loan Consultant

NMLS #669749

 

Mary Hou

Sr. Loan Consultant

NMLS #413911

(510) 459-8248

Don Luong

Loan Consultant

NMLS #851303

 

Kim Miner

Loan Officer Assistant

NMLS #237973

(408) 638-6779

You're In Good Hands!

4.95/5 Based on 423 reviews
5/5

Clinton Blair C.

Transaction Completed:
4/5/2026

"Timely response Nice and personal"

Atascadero, CA
5/5

Zack R.

Transaction Completed:
4/3/2026

"Thanks Luis for making this work for me. You listened to my situation and what I needed, then put me in a great deal. Thank for making this process simple and putting me in a way better situation! "

5/5

Andrew Z.

Transaction Completed:
4/3/2026

"Sheila made the entire loan process feel seamless from start to finish. Since I had submitted my documents ahead of time, she was able to keep everything moving efficiently and guide me through every step with clear communication and professionalism. Even though I did not have a pre-approval letter, she helped me present a strong offer on my home and made the process feel manageable and well organized. Because of her expertise and responsiveness, I was able to close in just 18 days. I highly recommend Sheila to anyone looking for a knowledgeable, dependable, and supportive lender."

San Lorenzo, CA
5/5

Deirdre D.

Transaction Completed:
3/31/2026

"The level of communication was excellent! The whole process was expedient and very well organized."

Gilroy, CA

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

How Successful Homebuyers Are Approaching Today’s Spring Housing Market Image
Just a few years ago, buying a home used to require speed. Now buyers have something they haven’t had in years: a bit more time.
Read More
When is the Best Time to Sell a Home? Two New Studies Point to Spring Image
The spring housing market continues to be the best time for sellers. This is the season when buyer demand rises and competition can push prices higher.
Read More
Need a Down Payment for a Home? How to Maximize Your Tax Return Image
A tax refund can help you save for a home purchase faster, if you know how to maximize the return.
Read More
NAF Heroes Logo

Mission Statement: Our Military Heroes Focus is a dynamic initiative to increase homeownership and career opportunities for military service members, veterans, and their families. Our Military Heroes Focus is led by a diverse and passionate group of company leaders, military veterans, and other patriots who care deeply about supporting those who have served our Country and their families.

Location

New American Funding

San Jose

2001 Gateway Place, Suite 420W
San Jose, CA 95110

Direct: (408)963-0862

Contact Us