St. Louis, MO Mortgage Lenders

St. Louis

12312 Olive Blvd, Suite 240, Saint Louis, MO 63141

(314)274-6312

Your Mortgage Starts Here

New American Funding – Saint Louis provides informed advice and mortgage lending services to homeowners and future homeowners. Saint Louis mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Saint Louis community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Saint Louis, MO as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Saint Louis is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Saint Louis team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.96/5 Based on 3,495 reviews
5/5

06fast CarGuy

Transaction Completed:
7/25/2026

"Have worked with Tom Sinak for many years. He has guided and helped us with our financing needs several times. Without his awesome assistance and the NAF process, we would not be in our dream home!"

5/5

Joseph Thomas C.

Transaction Completed:
7/24/2026

"Have worked with Tom Sinak for many years, and he has always provided outstanding solutions for and assistance with our financing needs. He is responsible for us being able to successfully get the dream home we are in. Can't praise his work and help highly enough."

CHESTERFIELD, MO
5/5

Courtnee Scrivner

Transaction Completed:
7/25/2026

"Working with Tom Sinak with NAF was one of the best decisions we made during our home-buying journey. From start to finish, they made what could have been a complicated and stressful process feel seamless and straightforward. They were incredibly knowledgeable, responsive, and patient, taking the time to explain every step of the loan process and making sure we always understood our options. No matter how many questions we had, they were always quick to respond and made us feel like a priority. What impressed us most was their dedication and commitment to getting us to the closing table on time. They worked diligently behind the scenes, communicated clearly throughout the process, and coordinated effortlessly with our realtor and everyone else involved to ensure everything stayed on track. We always felt confident knowing we had someone looking out for our best interests. Their professionalism, honesty, and genuine care made all the difference, and we couldn't be more grateful for everything they did to help make our dream of homeownership a reality. If you're looking for a lender who is knowledgeable, trustworthy, responsive, and truly goes above and beyond for their clients, we wholeheartedly recommend Tom Sinak with NAF. Thank you for making our home purchase such a positive and memorable experience!"

5/5

Courtnee S.

Transaction Completed:
7/24/2026

"We always felt confident knowing we had someone looking out for our best interests. Their professionalism, honesty, and genuine care made all the difference, and we couldn't be more grateful for everything they did to help make our dream of homeownership a reality. If you're looking for a lender who is knowledgeable, trustworthy, responsive, and truly goes above and beyond for their clients, we wholeheartedly recommend Tom Sinak. Thank you for making our home purchase such a positive and memorable experience!"

MESA, AZ

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

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Pairing the right paint with your home’s vibe could increase the purchase price by thousands of dollars.
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Location

New American Funding

St. Louis

12312 Olive Blvd, Suite 240
Saint Louis, MO 63141

Direct: (314)274-6312

Contact Us