Bob Rutledge Loan Consultant
- NMLS # 297044
About Bob Rutledge
Bob Rutledge NMLS #297044 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Bob Rutledge is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Why Spring Remains a Prime Time for Homebuying in 2024
When the final days of winter give way to the early signs of spring in March 2024, it will be an opportune time for prospective homebuyers t... Read More
You're In Good Hands!
"Bob made sure to break things down to be able to understand them better. He took the time to answer every \"stupid\" question I had and never made me feel like I was new to the experience. He's patient and really knows his stuff! I appreciated the way he made such a big life decision more simple than I thought it would be. As a first time homebuyer, I had no idea what I was getting myself into, but he has the experience and way beyond the knowledge that allowed me to know I was making a great decision. Bob made me feel more prepared about the process, explained the fees (nothing was hidden), and he was always extremely honest. No matter what question I asked. He cares and wants to make sure you are doing what is best for your lifestyle and not trying to live out of your means. He was always easy to get ahold of and very communicative. Thank you Bob for making such an unsure and stressful process one that actually turned into an easy, smooth and great learning experience. I appreciate you!"
"Bob was available to answer any questions I had no mater the time or day. It helped keep my mind at ease."
"Bob was very knowledge about rural properties and very helpful with including me in on his emails to my buyers. This helped me follow up with them to keep everything moving, and we closed right on time! Bob was great to work with!"
"Bob is the best, if there was more than five stars i will give it to him, He really cares, he understand us and help towards our goal, he is very honest you can trust him he is working his best for you. my family and i could not be more grateful for all what he's done, Now we are home again and we are happy. it would not be possible without God first and Bob. we did purchase our first home with you, now the second one,and will always turn to Bob in the future. Thank you!"