Tom Sinak VP, Midwest
- NMLS # 240288
About Tom Sinak
My name is Tom Sinak, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Area Manager, NMLS #240288, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
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You're In Good Hands!
"Tom demonstrated exceptional professionalism throughout my home-buying process. His grace in addressing all of my inquiries and his patience and kindness when I encountered difficulties were truly remarkable. He maintained clear and open communication, diligently striving to secure the most favorable rate for me. Furthermore, Tom ensured a smooth closing by meticulously guiding me through each step in advance, alleviating any potential stress. My experience with Tom Sinak was exemplary, and I wholeheartedly endorse him to anyone embarking on the journey of purchasing a home."
"NAF and Tom Sinak are the best team to work with. The process for my new construction loan and HELOC were seamless and expedient. Tom helped me every step of the way and worked effortlessly with my realtor."
"Tom made it great along with all of the people that worked through my loan. Everything was extremely organized along with the speed that the team completed my loan."
"Tom and Leslie were both very prompt in responding to any and all questions. They were also patient and took the time to explain things we were clear about as first time homebuyers."