Oscar Reto Photo

Oscar Reto Branch Manager

  • NMLS # 505436

About Oscar Reto

18 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth clients alike. Having an accounting degree has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Now, I am using this experience to help Loan Officers grow their business, and have a fulfilling career. 


Two quotes that summarize my beliefs:

"Take care of your employees, and they will take care of your clients" 

"We don't just do loans. We are actually helping to build communities"


Specialties: 

Self- employed borrowers. 

First Time Homebuyers

Investor Financing up to 10 properties 

Bilingual Loan Officer (Spanish)


https://socialsurvey.me/pages/oscar-reto

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Meet The Team

You're In Good Hands!

4.97/5 Based on 616 reviews
5/5

Soledad

Transaction Completed:
4/12/2024

"Excelente son muy profesionales"

Charlotte, NC
5/5

Jose Jesus

Transaction Completed:
4/13/2024

"Everything"

Charlotte, NC
5/5

Luis Xavier

Transaction Completed:
4/11/2024

"very good communication and service ??"

Gastonia, NC
5/5

Fred Spreen

Transaction Completed:
4/6/2024

"Great experience. Super friendly, responsive and attentive service! Quick approval and smooth process. Thank you to Oscar and team!"

,
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Charlotte

14120 Ballantyne Corporate Place, Ste. 150
Charlotte, NC 28277

Direct: 704-839-1978

Email: oscar.reto@nafinc.com

Get Directions