About Oscar Reto

18 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth clients alike. Having an accounting degree has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Now, I am using this experience to help Loan Officers grow their business, and have a fulfilling career.

Two quotes that summarize my beliefs:

"Take care of your employees, and they will take care of your clients"

"We don't just do loans. We are actually helping to build communities"

Specialties:

Self- employed borrowers.

First Time Homebuyers

Investor Financing up to 10 properties

Bilingual Loan Officer (Spanish)

https://socialsurvey.me/pages/oscar-reto

Oscar Reto Reviews

★ ★ ★ ★ ★

4.98 /5.0

Based on 345 reviews

★★★★★

Idis C. of Charlotte, NC for Oscar Reto

Transaction Completed: 7/27/2021

Me gustó su trabajo su experiencia en todo tipo de servicios. Gracias

★★★★★

David L. of Marshville, NC for Oscar Reto

Transaction Completed: 7/22/2021

Quick responses to any and all questions I had. I got a quick approval and closing.

Refinance Calculator

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Mortgage Calculator

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Amortization Calculator

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Cash Out Refinance

Turn your home's equity into cash.

FHA

This mortgage loan allows for 3.5% down payment.

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From the Blog

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Considering that mortgage applications for new home purchases were down in June, it probably shouldn’t come as a shock that when the new hom... Read More

Existing Home Sales Bounce Back After Four Months of Decline

All the data indicated that existing home sales would rebound in June…and it looks like that’s just what happened. Read More

Location

New American Funding

Charlotte - Ballantyne

13840 Ballantyne Corporate Place, Ste. 185
Charlotte, 13840 Ballantyne Corporate Place, Ste. 185 28277

13840 Ballantyne Corporate Place, Ste. 185
Charlotte, NC 28277

Direct: 704-815-4951

Mobile: 704-839-1978

Email: Oscar.Reto@nafinc.com

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Oscar Reto Branch Manager