About Oscar Reto
18 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth clients alike. Having an accounting degree has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Now, I am using this experience to help Loan Officers grow their business, and have a fulfilling career.
Two quotes that summarize my beliefs:
"Take care of your employees, and they will take care of your clients"
"We don't just do loans. We are actually helping to build communities"
Specialties:
Self- employed borrowers.
First Time Homebuyers
Investor Financing up to 10 properties
Bilingual Loan Officer (Spanish)
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Meet The Team
From the Blog
You're In Good Hands!
Manuel
Transaction Completed:
7/23/2024
"I feel grateful for being part of this great step for my family! They were very professional and friendly. Thank!"
Ana Mabel
Transaction Completed:
7/23/2024
"Muy satisfecha con la atención y con el proceso lo recomiendo al señor Oscar"
Edwar
Transaction Completed:
7/23/2024
"How attentive they were, if they sent me something by mail, they also talked to me so I could review it, the process was very easy for me, thank you"
Brayam Damar
Transaction Completed:
7/23/2024
"Oscar Diana y Marle me hicieron todo muy fácilmente y rápido"
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
Sign Up for FreeNew American Funding
Charlotte
Charlotte, NC 28277
Direct: 704-839-1978
Email: oscar.reto@nafinc.com
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