Oscar Reto Photo

Oscar Reto Branch Manager

  • NMLS # 505436
  • 371 Reviews
MPA 5-Star Retail Lender

About Oscar Reto

18 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth clients alike. Having an accounting degree has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Now, I am using this experience to help Loan Officers grow their business, and have a fulfilling career. 

Two quotes that summarize my beliefs:

"Take care of your employees, and they will take care of your clients" 

"We don't just do loans. We are actually helping to build communities"


Self- employed borrowers. 

First Time Homebuyers

Investor Financing up to 10 properties 

Bilingual Loan Officer (Spanish)


Oscar Reto Reviews

4.98 /5.0

Based on 371 reviews

Mabel C. of Charlotte, NC for Oscar Reto

Transaction Completed: 10/21/2021

Oscar is fantastic

JOSE G. of Kannapolis, NC for Oscar Reto

Transaction Completed: 10/20/2021

Muy responsables y muy Profesional con lo que desepenan


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


New American Funding

Charlotte - Ballantyne

13840 Ballantyne Corporate Place, Ste. 185
Charlotte, NC 28277

Direct: 704-815-4951

Mobile: 704-839-1978

Email: Oscar.Reto@nafinc.com

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