Victoria Adkins Loan Consultant
- NMLS # 2018724
About Victoria Adkins
My name is Victoria Adkins, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Consultant, NMLS #2018724, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Women's History in Homebuying and The New Trailblazers
Today, we celebrate the triumph of women becoming the largest sector of homeowners compared to single men. According to The Pew Research Ce... Read More
You're In Good Hands!
"It’s was great"
"I loved how the entire team walked with us step by step. They gave us what needed to be done but in manageable chunks. I never felt overwhelmed and was always able to get the info they requested and then felt ready for the next steps. They were great about encouraging us on what needed to get done and on what timeline it was expected. It was a fantastic experience."
"Victoria always looks for the best financing product to best care for our clients. Her communication to all parties involved is very much appreciated as well. In addition she is an advocate for the system to run smoothly and makes sure deadlines are met on the front and back end so closings deadlines are met well before the closing date. This has provided clients the flexibility of earlier closings if all parties have been in agreement. Lucky to have Victoria’s assistance in our real estate transactions and thankful for NAF’s Buyer Accepted Program and 5 Year Rate Protection Program as these have been awesome programs to be able to provide our clients."
"She got us approved for our dream house"
New American Funding
Cedar Rapids, IA 52404
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