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Ray Hrabec Reverse Loan Consultant

  • NMLS # 315133

About Ray Hrabec

Ray Hrabec is a dedicated Reverse Loan Consultant with solid experience in home loan origination. Ray Hrabec, NMLS #315133 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

5/5 Based on 2 reviews

John Herman

Transaction Completed:

"Ray is the ultimate professional with unrivaled communications skills, knowledge, honesty and professional skills that have all but gone by the wayside these days. Thanks Ray!"



Transaction Completed:

"Ray's superior communication skill, empathy and patience during the loan process, especially the unbelievable screw ups, over the top conditions, missed deadlines from your end and lack of communication from your processing group. This caused my wife and myself weeks of undue stress especially the 2nd appraisal requirement which had no basis and resulted in a lower loan. I strongly believe that the processing of this application was mishandled and likely had errors from your end as our home is in an established neighborhood with an abundance of clear comps indicating my home's value. My thanks for paying for the second appraisal which was NOT to be paid by Ray, but by your firm. If he did pay this, I expect you to return the $550 to Ray immediately as it was SOLELY through his efforts that I did not go elsewhere."

Indian Land, SC

New American Funding


200 Stephenson Avenue, Ste. 101 &103
Savannah, GA 31405

Direct: 703-626-0441

Email: ray.hrabec@nafinc.com

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