About Phillip Epps
Phillip Epps is a dedicated Business Development Associate with solid experience in home loan origination. Phillip Epps, NMLS #296825 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
You're In Good Hands!
Joshua
Transaction Completed:
10/13/2023
"Had a great experience!"
ANDRE
Transaction Completed:
8/7/2022
"Phillip! He answered every question, and concern that we had . He stayed in communication with me at a time when the market was uncertain and always kept me in the know as to how things proceeding with the process. I'm a New American customer solely because of having worked with Phillip on a previous loan. I have complete confidence on him and his team..."
Satomi
Transaction Completed:
7/8/2022
"He was very communicative and super quick to respond!"
Jared
Transaction Completed:
7/5/2022
"Phillip made it great, so knowledgeable, we felt so much more guidance and support than with a previous loan consultant we were working with. It was truly a great experience and will definitely refer friends and family to Phillip!"
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New American Funding
Chula Vista
Chula Vista, CA 91910
Direct: 858-342-4449
Email: Phillip.Epps@nafinc.com
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