Jonese Garrett Photo

Jonese Garrett Loan Consultant

  • NMLS # 2084949
  • 12 Reviews

About Jonese Garrett

My name is Jonese Garrett.  A native of Durham, North Carolina, I have been in the mortgage industry for 12+ years.  I have a huge passion not only for helping my clients with the home buying process but also for helping current homeowners save money by refinancing their mortgage.  I also have experience in helping clients save their homes from foreclosure through loan modifications, as well as maintaining mortgage accounts during the bankruptcy process.  I thoroughly enjoy working with all clients in different stages of their lives and educating each one on the homebuying process.

I am a single mother to Jaxon, my biggest accomplishment.  Together, we have found a fun, unique way to share mortgage tips to all ages through our Jaxon and Jo Mortgage Minute segments on Instagram, Facebook, and LinkedIn. When I am not doing life with my son or serving my clients or partners, you can find me at home either gardening, doing DIY projects, cheering on the Tarheels, or just hanging out with family and friends.

Ready to hear more? Reach out for more details and let's get you started on the homeownership path.

I look forward to serving you!


#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

NAF American Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

You're In Good Hands!

4.75/5 Based on 12 reviews


Transaction Completed:

"Jonese is extremely knowledgeable and passionate about helping clients achieve their homeownership goals. I am glad I have as a preferred partner."

Raleigh, NC


Transaction Completed:

"Jonese was great to work with. Very responsive, helpful, and invested in the process. She was always one call or text away whenever I had questions or needed clarity on something. 10/10 would recommend to anyone."

Raleigh, NC


Transaction Completed:

"Jonese is extremely knowledgeable and communicative about the entire mortgage process. She and her team were an absolute pleasure to work with, and I felt well-taken care of throughout the entire process."

Raleigh, NC


Transaction Completed:

"Thanks for the best stress free process .. all the communication and knowledge"

Rocky Mount, NC

New American Funding


4813 Emperor Boulevard, Suite 120
Durham, NC 27703

Direct: 919-794-8093

Mobile: 919-618-3352


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