About Gary Grewal

Growing up in Punjab, Northern India, I understand the value of hard work and a quality education. I’ve used both to build a better life for my family, and now, they allow me to assist other families in achieving their homebuying goals. I first started on this path in 2016 after a Realtor® partner introduced me to the industry, and I quickly discovered that I love helping people either buy or build their dream home.

I treat every client as if they are an extension of my family and I make two promises to them. First, I will provide different loan options, allowing them to make an educated decision on what is best for their unique circumstances. Second, if they currently don’t qualify for a loan, we will assess what is standing in the way of their goal, and I will give them the guidance they need to get started on the road to homeownership.

My idea of success is waking up every morning and giving 110% to everything I do. Integrity and communication are the cornerstones of my business model. I follow through on every promise I make, and my team and I strive to always close on time. Communication is vital, and we consistently and clearly communicate with each family we work with, ensuring they understand the home loan process. By assessing their needs, we can create a personalized and productive experience from beginning to end.

My commitment to homeownership extends beyond my career as a loan officer, and my dream is to work with local nonprofits to combat homelessness in the future. I firmly believe everyone deserves a comfortable, safe place to raise their family and create healthier communities in Bakersfield.

In my free time I golf, go for hikes, read books, and spend quality time with my family.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.98/5 Based on 92 reviews
5/5

Surinder Brar

Transaction Completed:
1/27/2026

"Working with Gary was a wonderful experience. With a short deadline we had, he made it happen. Both buyers and sellers were happy, thats what matters."

5/5

Surinder S

Transaction Completed:
1/27/2026

"Gary has been very upfront on everything. No hidden surprises, very communjcative and easily accesible. Highly recommended for anyone looking for a mortgage."

Bakersfield, CA
5/5

Bossco Huang

Transaction Completed:
12/27/2025

"Gary was professional and supportive throughout the loan process for my client. Even with a brief delay at closing, he kept everyone informed and ensured a successful outcome. I appreciate his effort and service."

5/5

Bossco

Transaction Completed:
12/27/2025

"Gary was professional and supportive throughout the loan process for my client. Even with a brief delay at closing, he kept everyone informed and ensured a successful outcome. I appreciate his effort and service."

Shafter, CA

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Location

New American Funding

Bakersfield CA 5470

5080 California Avenue, Suite 260
Bakersfield, CA 93309

Direct: 661-586-2905

Email: gary.grewal@nafinc.com

Get Directions