Emma Valencia Photo

Emma Valencia Loan Consultant

  • NMLS # 1196866

About Emma Valencia

Emma Valencia is a dedicated Loan Consultant with solid experience in home loan origination. Emma Valencia, NMLS #1196866 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

4.93/5 Based on 62 reviews
5/5

Steven

Transaction Completed:
10/9/2023

"Open communication and sound advice"

Los Angeles, CA
5/5

Ramsey

Transaction Completed:
10/5/2023

"Emma has been doing all my clients' loans for years now and still does not waver from her honesty and ability to package great loans. Her processor, Gaby, is really great at her job and management comes to support when needed."

Los Angeles, CA
5/5

Alexandra

Transaction Completed:
3/22/2023

"Good communication & flexibility."

Colton, CA
5/5

Wendy

Transaction Completed:
9/9/2022

"The open communication and Emma's concern for us as the home buying process can be stressful. She always took the time to explain and provide context for requested information. I appreciated the check-ins to ensure we weren't too overwhelmed."

Jurupa Valley, CA
Location

New American Funding

CMD - Downey

10841 Paramount Blvd, # 204
Downey, CA 90241

Direct: 714-317-7371

Email: emma.valencia@nafinc.com

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