Cristina Roaf Photo

Cristina Roaf Loan Consultant

  • NMLS # 1991721
  • 49 Reviews

About Cristina Roaf

I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Officer with 15+ years of experience, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Three components I bring to the table are crucial to fulfilling the expectations of my borrowers:

  1. Ensuring they are properly qualified to secure the loan needed.
  2. Providing strategic financial advice to structure their mortgage investment.
  3. Championing for them to push the loan through quickly and smoothly.

An Oregonian since the age of 4, I grew up in Salem and graduated from the University of Oregon with a political science degree. I enjoy all that the Pacific NW has to offer including camping, golfing, fishing and hiking. I currently reside in Wilsonville, Oregon.


#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

NAF Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

You're In Good Hands!

4.98/5 Based on 49 reviews


Transaction Completed:

"We were new to home buying and Cristina was incredibly patient and helpful throughout the process."

Portland, OR


Transaction Completed:

"Cristina was very helpful at answering my questions and keeping me up to date throughout the entire process. She was very friendly and easy to work with."

Troutdale, OR


Transaction Completed:

"Cristina spent so much time with us, answering all our questions and explaining the process. She was available any time of day, and was quick to respond. She worked well with our realtor, and made sure everything on the financing end was done on time so that we could close on our closing date. We enjoyed working with Cristina through this process."

Longview, WA


Transaction Completed:

"Here upbeat personality and knowledge of the market and process"

Portland, OR
NAF Latino Focus Logo

Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.


New American Funding


12550 SE 93rd Ave, Suite 160
Clackamas, OR 97015

Direct: 971-600-5333


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