St. Cloud , MN Mortgage Lenders

St. Cloud

4150 South Second St, Ste 325, St. Cloud, MN 56301

(320)201-1356

Your Mortgage Starts Here

New American Funding – St. Cloud provides informed advice and mortgage lending services to homeowners and future homeowners. St. Cloud mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the St. Cloud community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of St. Cloud, MN as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe St. Cloud is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite St. Cloud team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.95/5 Based on 940 reviews
5/5

Isaac Hormann

Transaction Completed:
7/11/2025

""

5/5

Isaac H.

Transaction Completed:
7/10/2025

"Everything went very smooth"

Waconia, MN
5/5

Ashley Revering

Transaction Completed:
7/9/2025

"Communication was spot on throughout the closing process. Patricia was very kind, informative, and easy to conversate with. She was very considerate of my client and handled him with so much care! I would highly recommend!"

5/5

Ashley R.

Transaction Completed:
7/8/2025

"Communtication was spot on. Patricia was very kind, informative, and easy to conversate with. She was very considerate of my client and handled him with so much care!"

Saint Joseph, MN

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

News & Resources

How To Lower Your Mortgage Payments: Smart Moves That Can Save You Thousands Image
Whether you’re a recent homebuyer or a long-time homeowner, there are several ways to reduce your monthly mortgage payment.
Read More
6 Ways to Make Moving This Summer Easier on Kids Image
A summer move can feel like an emotional rollercoaster, especially for kids. This is how to make it easier for everyone.
Read More
Location

New American Funding

St. Cloud

4150 South Second St, Ste 325
St. Cloud, MN 56301

Direct: (320)201-1356

Contact Us