St. Cloud , MN Mortgage Lenders

St. Cloud

4150 South Second St, Ste 325, St. Cloud, MN 56301

(320)201-1356

Your Mortgage Starts Here

New American Funding – St. Cloud provides informed advice and mortgage lending services to homeowners and future homeowners. St. Cloud mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the St. Cloud community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of St. Cloud, MN as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe St. Cloud is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite St. Cloud team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.95/5 Based on 920 reviews
5/5

Patrick Kuehn

Transaction Completed:
4/25/2025

"Patricia Dahl is an extremely valuable asset to New American Funding. I don't have a loan company I have a broker. She is ever so helpful, so wonderful thoughtful and caring. She is beyond amazing at her job and helping ensure a wonderfully smooth process throughout. Also helping to ease any anxiety and truly make this process a completely flawless easy process"

5/5

Patrick J K.

Transaction Completed:
4/24/2025

"Patricia Dahl is an extremely valuable asset to your company. She is ever so helpful, so wonderful thoughtful and caring. She is beyond amazing at her job and helping ensure a wonderfully smooth process throughout. Also helping to ease any anxiety and truly make this process a completely flawless easy process"

Foley, MN
5/5

Alyssa Baron

Transaction Completed:
4/22/2025

"Kristin was the best to work with. It was our first home purchase and the process was fun, easy to handle, exciting - all the things it should be thanks to Kristin!"

5/5

Jordan J.

Transaction Completed:
4/21/2025

"Kristin was the most helpful and was so responsive. This was our first house and she made the experience so wonderful and great!"

Coon Rapids, MN

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

News & Resources

What’s Going on with Mortgage Rates? What Homebuyers and Homeowners Need to Know Image
Mortgage rates have been rising and falling recently for many reasons, including being impacted by the volatility in the bond market.
Read More
Calling All Homeowners: How a Homestead Tax Exemption May Save You Money Image
A homestead tax exemption could potentially save you hundreds, or even thousands, of dollars each year on your property taxes.
Read More
Location

New American Funding

St. Cloud

4150 South Second St, Ste 325
St. Cloud, MN 56301

Direct: (320)201-1356

Contact Us