Charlotte, NC Mortgage Lenders

Charlotte

14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277

(704)448-0239

Your Mortgage Starts Here

New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Maria Ranallo
Maria Ranallo

Loan Officer Assistant

NMLS #2304414

(704) 368-4559

Diana Pollard

Loan Specialist-Sales/Production

NMLS #2172001

(704) 244-7689

Hari Patel

Loan Specialist-Sales/Production

NMLS #2565375

(980) 577-4292

Marlene Pena

Licensed Loan Officer Assistant

NMLS #1341314

(704) 595-2441

Rosa Rivera
Rosa Rivera

Loan Officer Assistant

(704) 464-4477

Carolina Alzate-Celin

Loan Specialist-Sales/Production

NMLS #2643921

 

You're In Good Hands!

4.98/5 Based on 1,218 reviews
5/5

Kevin R. C.

Transaction Completed:
10/5/2026

"Thanks for all of your help!"

Mooresville, NC
5/5

Karina Roberts

Transaction Completed:
10/6/2026

"Bernardo is a professional, experienced, knowledgeable, and resourceful loan officer. He worked hard to secure my buyer client's loan pre-approval and clear to close! He was always responsive and patient, and he kept our client and me well informed throughout the loan process. Bernardo truly cares about helping people achieve their homeownership goals and has their best interests at heart. As a caring and dedicated buyer's agent, I value partnering with lenders like Bernardo who take great care of my clients and provide the level of service every client deserves. On top of that, Bernardo made time out of his very busy schedule to attend our client's closing! That says a lot about him and how much he truly cares about his clients! Thank you so much for everything Bernardo and Rosa!"

5/5

Dulce Karina R.

Transaction Completed:
10/5/2026

"Bernardo is a professional, experienced, knowledgeable, and resourceful loan officer. He worked hard to secure my buyer client's loan pre-approval and clear-to-close! He was always responsive and patient, and he kept our client and me well informed throughout the loan process. Bernardo truly cares about helping people achieve their homeownership goals and has their best interests at heart. As a caring and dedicated buyer's agent, I value partnering with lenders like Bernardo who take great care of my clients and provide the level of service every client deserves. On top of that, Bernardo made time out of his very busy schedule to attend our client's closing! That says a lot about him and how much he truly cares about his clients! Thank you so much for everything Bernardo and Rosa!"

Catawba, NC
5/5

Lupe Rosales

Transaction Completed:
10/5/2026

"He always answers our calls and is very communicative with our clients and keeps us in the loop of the whole process. Always available for us and a clients. He helped us serve our client Emanuel Ocampo and we grateful to get us to closing table."

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

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Homebuyers may benefit from seller concessions and incentives that could make it more affordable to purchase a home.
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Why the Bond Market Helps Determine Mortgage Rates and What Homebuyers Can Afford Image
Here’s what homebuyers should know about what influences mortgage rates, how much a lower rate could help them afford, and ways to make the most of their budgets.
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How Buying a Townhouse Can Be the First Step into Homeownership Image
Looking to buy in today’s housing market but concerned you may be unable to swing the steep prices of a single-family home? You might want to consider the townhouse pathway to homeownership.
Read More
Location

New American Funding

Charlotte

14120 Ballantyne Corporate Place, Ste. 150
Charlotte, NC 28277

Direct: (704)448-0239

Contact Us