Charlotte, NC Mortgage Lenders

Charlotte

14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277

(704)448-0239

Your Mortgage Starts Here

New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Maria Ranallo
Maria Ranallo

Loan Officer Assistant

NMLS #2304414

(704) 368-4559

Diana Pollard

Loan Specialist-Sales/Production

NMLS #2172001

(704) 244-7689

Alyssa Stanczak
Alyssa Stanczak

Loan Officer Assistant

NMLS #2701145

(980) 577-4418

Hari Patel

Loan Specialist-Sales/Production

NMLS #2565375

(980) 577-4292

Marlene Pena

Licensed Loan Officer Assistant

NMLS #1341314

(704) 595-2441

Rosa Rivera
Rosa Rivera

Loan Officer Assistant

(704) 464-4477

Deborah Foster

Licensed Loan Officer Assistant

NMLS #114892

(704) 439-2675

Carolina Alzate-Celin

Loan Specialist-Sales/Production

NMLS #2643921

 

You're In Good Hands!

4.98/5 Based on 1,152 reviews
5/5

Gabriel Palacios

Transaction Completed:
6/29/2026

"(Translated by Google) I thought this would be more complicated, but I managed it, and they were very kind and patient, doing a lot for me since I didn't know anything about these kinds of processes. Thank you for your help. ?????? (Original) Creí que sería más complicado esto, pero lo logré y fueron muy amables e hicieron mucho por mi con mucha paciencia ya que yo no sabía nada de este tipo de procesos. gracias por su ayuda. ??????"

5/5

Luis G P.

Transaction Completed:
6/27/2026

"This gentleman is very kind and communication was excellent. Every question was answered clearly."

PAGELAND, SC
5/5

Aracely G.

Transaction Completed:
6/20/2026

"Smooth process!"

Charlotte, NC
5/5

Rosemara Espinoza

Transaction Completed:
6/20/2026

"As a local Realtor in the Charlotte area, I always appreciate working with professionals who make the lending process smooth and stress-free for our clients. I recently had the pleasure of working with Oscar Reto and his team, on a successful closing, and he did a fantastic job from start to finish. What makes it even more meaningful is that he also helped this same client purchase her first home 4 years ago. His communication, professionalism, and dedication were evident throughout the transaction. I look forward to working with him again and would gladly recommend him to future homebuyers."

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

What Is a Family Opportunity Mortgage? How to Buy a Home for Aging Parents or Disabled Children Image
A Family Opportunity Mortgage allow you to purchase a home for a parent or child who couldn’t do it themselves, because of their age or ability.
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Doctors, Dentists, and Pharmacists: How Physician Mortgages May Help You Buy a Home Image
Physician mortgages help qualifying medical professionals get a home loan with a low or no down payment. This may make it easier for these high earning professionals to buy a home earlier in their careers.
Read More
Who's This Company Asking for My Home Loan Payment? Mortgage Servicing Explained Image
A mortgage servicer is a company that typically takes over handling the home loan after it closes. This where homeowners will send mortgage payments or contact if there's an emergency.
Read More
Location

New American Funding

Charlotte

14120 Ballantyne Corporate Place, Ste. 150
Charlotte, NC 28277

Direct: (704)448-0239

Contact Us