#1 in Customer Satisfaction
among Mortgage Servicers!
- J.D. POWER
For J.D. Power 2022 award information, visit jdpower.com/awards.
Zo Cruz Sr. Loan Officer
- NMLS # 1870383
- |
- LMB # 100515103
- 163 Reviews
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Direct:
714-609-2072 - |
-
Email:
Zo.Cruz@nafinc.com
About Zo Cruz
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:
- Professional advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
- Industry leading close times
Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.
#1 in Customer Satisfaction
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect.
NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand.
NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
You're In Good Hands!
James
Transaction Completed:
5/18/2023
"Very responsive and knowledgeable"
Hagerstown, MD
Claude
Transaction Completed:
4/12/2023
"Zo was very helpful and friendly. He made the process of buying a house easy."
Kinston, NC
Andrew
Transaction Completed:
4/9/2023
"Zo never gave up on me and always made the time to walk me through every step of the crazy process of buying my first home. Zo made sure I understood what was happening along the way and always maintained a positive, yet realistic attitude throughout this whole process. Thank you Zo Cruz!"
Readstown, WI
Thomas
Transaction Completed:
4/7/2023
"Zo was consistently responsive with any questions. I did a lot of shopping around for our refinancing and not only did New America Funding offer competitive rates but Zo never made us feel pressured to sign anything before we had the chance to think it over."
Wilmington, NC
Mortgage Calculators
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Location
New American Funding
NAF
14511 Myford Road, Ste. 100
Tustin, CA 92780
Tustin, CA 92780
Direct: 714-609-2072
Email: Zo.Cruz@nafinc.com
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