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Zo Cruz Sr. Loan Officer

  • NMLS # 1870383
  • |
  • LMB # 100515103
  • 140 Reviews
MPA 5-Star Retail Lender

About Zo Cruz

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

Zo Cruz Reviews

4.94 /5.0

Based on 140 reviews

Fnu E. of San Antonio, TX for Zo Cruz

Transaction Completed: 4/12/2022

It was awesome working with Zo Cruz, he responded in a timely manner

William P. of Weiser, ID for Zo Cruz

Transaction Completed: 4/1/2022

Zo kept us up to date as we went through the process and was very helpful throughout.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


New American Funding


14511 Myford Road #100
Tustin, CA 92780

Direct: 949-267-2320

Email: Zo.Cruz@nafinc.com

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