Todd LaPenta Photo

Todd LaPenta Sales Manager

  • NMLS # 472119

About Todd LaPenta

Todd LaPenta NMLS #472119 is a trusted Sales Manager with over 30 years of mortgage banking experience and who is ready to make your dreams of owning a home a reality. 


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

4.96/5 Based on 92 reviews
5/5

William Henderson

Transaction Completed:
1/26/2024

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5/5

William

Transaction Completed:
1/26/2024

"Todd is a very good communicator. Making sure everyone is in the loop with the transaction. Thank you Todd."

Miami, FL
5/5

Paul

Transaction Completed:
12/17/2023

"Todd is one of the best in his field, and guided my buyer through all the negative news media and noise."

Miami Beach, Florida
5/5

Emmanuel

Transaction Completed:
11/13/2022

"Todd was excellent. In particular, his objective advice and responsiveness stood out. Todd was always available to answer any questions I had and walk me through the processes. Exceptional service!"

Miami, FL
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Partnership - West Palm Beach

2240 Palm Beach Lakes Boulevard, ste 400(H)
West Palm Beach, FL 33409

Direct: 305-527-4741

Email: todd.lapenta@nafinc.com

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