About Spencer Patton

Hard work, perseverance, and a team-first mindset have shaped my career—both in professional sports and now in the mortgage industry. As a former Major League Baseball player and member of the 2016 World Series Champion Chicago Cubs, I learned the value of discipline and strategy, which I now apply to helping clients navigate the home loan process with confidence.
I specialize in a wide range of loan products, including Conventional, Jumbo, VA, FHA, and USDA loans, ensuring I can find the best financing solutions to fit your needs. Whether you're a first-time homebuyer, looking to upgrade, or refinancing, my goal is to make the mortgage process smooth, transparent, and stress-free.
Born and raised in Illinois, I have deep roots in this community and a passion for helping families find the perfect place to call home. When I’m not assisting clients, I enjoy spending time outdoors hunting, fishing, and playing golf. My greatest joy comes from my family—my wife, our three wonderful children (two boys and a little girl), and our three energetic dogs (two Dalmatians and a Black German Shepherd).
Giving back is also a core value of mine. I'm actively involved in organizations such as the Fellowship of Christian Athletes (FCA), Hearing the Call, Big League Impact, and Unlimited Potential Inc., all of which align with my mission to make a positive impact both on and off the field.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.94/5 Based on 12 reviews
5/5

Cassandra

Transaction Completed:
11/15/2025

"We are greatly appreciative of Spenser and his team! They always took time to give detailed explanations of any questions we had and were very responsive and informative. He always made sure to get back with us in a timely manner and and made sure to have proper communication that lined up with our time schedule. Overall they were a great team to work with and they made the home buying process easy and understandable for us as we navigated buying our first home."

Clay City, IL
5/5

Cole S

Transaction Completed:
11/13/2025

"good communication"

Effingham, IL
5/5

Kyle

Transaction Completed:
10/8/2025

"Spencer, Angela, and the rest of the team made the entire process smooth, easy, and care free! They were very supportive throughout the entire process ensuring we knew exactly what was required, when it was required, and educated us on the requirements, as well as what to expect next and how to efficiently get it all accomplished! Could not ask for a better experience than working with Angela and Spencer! Loading documents, signing documents, understand the documents was made so simple and efficient!"

Centralia, IL
5/5

John Lee

Transaction Completed:
10/7/2025

"Spencer was knowledgeable, quick to answer, and professional."

Toledo, IL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

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Reverse Mortgage

Loan for homeowners 62 or over to use their home equity and reach their financial goals.
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Mortgage Calculators

Estimate your monthly payment, see how much house you can afford, and more!

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

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Location

New American Funding

Partnership - 217 Mortgage - Champaign

3402 Mission Drive, ste 104
Champaign, IL 61822
3402 Mission Drive, ste 104
Champaign, IL 61822

Direct: 618-339-1047

Email: spencer@217mortgage.com

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