About Ruth Wallace
Ruth Wallace is a dedicated Loan Consultant with solid experience in home loan origination. Ruth Wallace, NMLS #2026837 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
You're In Good Hands!
Lani
Transaction Completed:
7/25/2024
"I appreciate that each time I had a question or required further understanding prior to signing, I was able to call regardless of day or time."
Lauren Nicole
Transaction Completed:
5/26/2024
"Ruth was easily accessible and very kind and knowledgeable!"
Dontae Lamont
Transaction Completed:
5/10/2024
"Ruth was always there to help me and answer my questions. This was my first time buying a home and I knew next to nothing about it. She took the time to help and even gave me updates without me asking. I made so mistakes and she never made me feel bad about them. I don't make a lot of money and she helped me find something that fits my needs and budget. I am very grateful for her dedication and diligence."
Josey Wynn
Transaction Completed:
2/23/2024
"Ruth was amazing and helped me with each step"
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
Sign Up for FreeNew American Funding
St. Louis - Olive
Saint Louis, MO 63141
Direct: 305-896-8211
Email: ruth.wallace@nafinc.com
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