Ruth Wallace Photo

Ruth Wallace Loan Consultant

  • NMLS # 2026837

About Ruth Wallace

Ruth Wallace is a dedicated Loan Consultant with solid experience in home loan origination. Ruth Wallace, NMLS #2026837 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.95/5 Based on 14 reviews
5/5

Lauren Nicole

Transaction Completed:
5/26/2024

"Ruth was easily accessible and very kind and knowledgeable!"

Jacksonville, FL
5/5

Dontae Lamont

Transaction Completed:
5/10/2024

"Ruth was always there to help me and answer my questions. This was my first time buying a home and I knew next to nothing about it. She took the time to help and even gave me updates without me asking. I made so mistakes and she never made me feel bad about them. I don't make a lot of money and she helped me find something that fits my needs and budget. I am very grateful for her dedication and diligence."

Orange Park, FL
5/5

Josey Wynn

Transaction Completed:
2/23/2024

"Ruth was amazing and helped me with each step"

Orange Park, FL
5/5

Sara

Transaction Completed:
10/26/2023

"Communication explanation patience very informative and kind was very lucky to have Ruth pulling for me overall wonderful experience thank you"

Green Cove Springs, FL
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

St. Louis - Olive

12312 Olive Blvd, Suite 240
Saint Louis, MO 63141

Direct: 305-896-8211

Email: ruth.wallace@nafinc.com

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