Ruth Wallace Loan Consultant
- NMLS # 2026837
About Ruth Wallace
Ruth Wallace is a dedicated Loan Consultant with solid experience in home loan origination. Ruth Wallace, NMLS #2026837 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Women's History in Homebuying and The New Trailblazers
Today, we celebrate the triumph of women becoming the largest sector of homeowners compared to single men. According to The Pew Research Ce... Read More
You're In Good Hands!
"Ruth was amazing and helped me with each step"
"Communication explanation patience very informative and kind was very lucky to have Ruth pulling for me overall wonderful experience thank you"
"As a listing agent, having a strong lender for the buyer is an absolute key for a successful transaction. Ruth did an outstanding job meeting an earlier closing date as we requested to accommodate the seller with her new purchase. I also appreciated the teamwork and the consistent communication I experienced throughout the process. Thank You!"
"Ruth was very relatable. She shared her life experiences to help me make an informed decision I never felt rush. She’s wanted me to be happy and not just to get my business! I enjoyed our time and the process was easy to complete. Looking forward to meeting you! Thank you Ruth!"
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.