About Ruth Wallace
Ruth Wallace is a dedicated Loan Consultant with solid experience in home loan origination. Ruth Wallace, NMLS #2026837 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
You're In Good Hands!
Josey Wynn
Transaction Completed:
2/23/2024
"Ruth was amazing and helped me with each step"
Sara
Transaction Completed:
10/26/2023
"Communication explanation patience very informative and kind was very lucky to have Ruth pulling for me overall wonderful experience thank you"
Nina
Transaction Completed:
10/7/2023
"As a listing agent, having a strong lender for the buyer is an absolute key for a successful transaction. Ruth did an outstanding job meeting an earlier closing date as we requested to accommodate the seller with her new purchase. I also appreciated the teamwork and the consistent communication I experienced throughout the process. Thank You!"
Cynthia
Transaction Completed:
10/7/2023
"Ruth was very relatable. She shared her life experiences to help me make an informed decision I never felt rush. She’s wanted me to be happy and not just to get my business! I enjoyed our time and the process was easy to complete. Looking forward to meeting you! Thank you Ruth!"
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
St. Louis - Olive
Saint Louis, MO 63141
Direct: 305-896-8211
Email: ruth.wallace@nafinc.com
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