About Robin Ray

Integrity is why I am a trusted loan officer with a career in the mortgage business for almost 30 years. I believe mortgages should be about building relationships and helping my clients achieve their home financing goals, not just a transaction.  I take pride in helping customers achieve their dream of purchasing a new home or refinancing a current home. I welcome the opportunity to earn your business and help you make your dreams of home ownership a reality.  Experience does, and should, matter in one of the biggest financial decisions of a persons life.  I'm honored to help you, your family and friends.


When working with myself and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.  



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.89/5 Based on 226 reviews
5/5

Norma

Transaction Completed:
6/1/2025

"Robin was super friendly and always going above and beyond to answer our questions and make sure she provided all the information needed for us to make decisions along the way."

Plymouth, MN
5/5

William

Transaction Completed:
5/13/2025

"Such a smooth process! Always Available to answer any question we had!"

Alexandria, MN
5/5

Heather

Transaction Completed:
5/9/2025

"Robin was so helpful and responsive to all our questions! Great communication. We are grateful for all her help and support!"

Alexandria, MN
5/5

Destany

Transaction Completed:
4/10/2025

"Robin was so friendly and easy to work with! She always made time to answer our questions and explain things in detail!"

Maple Grove, MN

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Porch
30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.
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Mortgage Calculators

Estimate your monthly payment, see how much house you can afford, and more!

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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From the Blog

FHA Loan Closing Costs: Understanding What's Included and How You May Be Able to Save Money

Many homebuyers choose Federal Housing Administration (FHA) loans because they don’t need to bring as much money to the closing table. But t... Read More 

If Your Home Is Damaged by a Wildfire, These Programs May Help You Pay Your Bills

Wildfire survivors often find themselves juggling insurance claims, temporary housing, and ongoing mortgage payments. Fortunately, there are... Read More 

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Maple Grove

7835 Main Street, Ste 240
Maple Grove, MN 55369
7835 Main Street, Ste 240
Maple Grove, MN 55369

Direct: 612-804-2150

Email: robin.ray@nafinc.com

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