Ray Marivani Loan Consultant
- NMLS # 1880230
About Ray Marivani
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:
- Professional advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
- Industry leading close times
Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"Never spoke to a loan processor as far as Ray he was helpful"
"Once again Ray Marivani and the team at New American Funding got us a great home loan. Ray always goes the extra mile and takes care of you thru out the loan process. He has earned our business for life. Thanks again and we will continue to recommend you to all our family and friends."
"Ray was extremely helpful, responsive, professional and kind. He guided us through the process smoothly. He also prepared us in anticipation of what it’s expected in the process. I would highly recommend Ray to anyone who is buying a home."
"Ray has my business for life !!! I am a return customer and have referred my family and friends. Ray always considers my goals in the loan process and I have never been disappointed with the loan options he offers me from New American Funding. In addition the loan officer, Lee, is so efficient and makes the loan process painless-she’s the best. Thank you New American Funding for another great loan experience!"
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
City of Industry
City of Industry, CA 91746
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