You're In Good Hands!

5/5 Based on 11 reviews

5/5

Lynne Marie

Transaction Completed:
11/22/2025

"Phil was great!"

San Carlos, CA

5/5

Madeline K

Transaction Completed:
11/10/2025

"LOVED dealing with Phil! He'd call me when there were status changes, and call me before I reached out to him. Always pleasant, and to the point. Thanks so much Phil!"

Novato, CA

5/5

Rima

Transaction Completed:
11/9/2025

"Great communication, available after work hours, easy process."

Novato, CA

5/5

Scott S

Transaction Completed:
11/8/2025

"Phil and his team made the loan process painless and helped us through each step of the process. Highly recommended."

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Jumbo Loan

Our Jumbo Home Loans deliver more for you

Cash Out Refinance

Turn your home's equity into cash.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Phil Caulfield Loan Consultant

About Phil Caulfield

Top Rated
Mortgage Lender

You're In Good Hands!