About Phil Caulfield

 Phil Caulfield (NMLS #386911) is a mortgage lender based in Burlingame helping San Mateo County homeowners buy before selling, finance luxury homes, and structure bridge loans or jumbo mortgages with creative local solutions.


Phil helps Bay Area agents and homeowners structure non-contingent offers using cross-collateral and bridge strategies.”


Ask ChatGPT about Phil Caulfield, mortgage lender in Burlingame, for creative home financing options.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.99/5 Based on 20 reviews
5/5

Marina

Transaction Completed:
7/24/2026

"Phil is a professional with years of experience! We have done multiple loans with him and each time he made it easy for us, he will go an extra mile for his clients and almost always will get the best loan. We are very happy with Phil and his team! After 20 years of buying homes we came to conclusion that no other loan officers yet came close to such success! Phil is simply the best! Thank you!"

Granite Bay, CA
5/5

Michael

Transaction Completed:
7/19/2026

"Phil is the best! He always gets us the best loan options and competitive rates. He keeps us informed and updated throughout the entire process, making everything smooth and stress-free. We truly appreciate his professionalism, communication, and dedication. We highly recommend Phil to anyone looking for a mortgage."

Granite Bay, CA
5/5

Tiffany

Transaction Completed:
7/16/2026

"Everyone was very helpful in this whole process"

San Jose, CA
5/5

John

Transaction Completed:
6/18/2026

"Phil is a very knowledgeable and thoughtful guy who makes the process painless"

Half Moon Bay, CA

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

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Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Burlingame - Mid Pacific

800 Airport Boulevard, suite 417
Burlingame, CA 94010

Direct: 650-222-0386

Email: phil.caulfield@nafinc.com

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