About Nate Wilson

When I entered the mortgage industry in 2021, it wasn't just about numbers and rates—it was about a fundamental belief that homeownership is one of the most powerful wealth-building tools available to families. What drives me every day is helping people realize that their dream of owning a home is often much more attainable than they think.

My path to becoming a mortgage loan officer began with a simple passion: helping people build financial stability through homeownership. Having navigated the mortgage process myself with my wife, I experienced firsthand the anxiety that can come with unclear communication and unanswered questions. During our home purchase, there were bumps along the way that left us feeling uncertain and stressed. I decided then that no family should have to endure that kind of worry during what should be an exciting milestone. That experience shaped my commitment to providing transparent, stress-free guidance throughout the entire homebuying journey.

As a top ten producer for first-time homebuyers in Tennessee and recipient of the Bronze production award with KMBA, I've built my practice on three core principles: being available, prompt, and transparent. Since 2021, I've guided families through some of the most challenging market conditions—rapid inflation, rising rates, and intensely competitive bidding situations. I specialize in working with first-time homebuyers, though I serve all types of clients including veterans, investors, and seasoned homeowners. What I love most is that moment when someone who thought homeownership was out of reach realizes it's actually within their grasp.

The mortgage process can feel overwhelming, especially for first-time buyers. I've developed a knack for using practical analogies that make complex concepts easy to understand, ensuring you understand not just the "what" but the "why" behind every step. I effectively communicate through phone, text, email, or in-person meetings—whatever works best for you. My local market knowledge helps me work with realtors to structure loans that create compelling offers, giving my clients an edge in competitive situations.

Originally from West Virginia, I relocated to Knoxville in 2016 with my growing family. My wife and I now have six children—three born in West Virginia and three native Tennesseans—who keep us busy when I'm not helping families achieve their homeownership goals. As an avid sports fan who follows hockey, baseball, and football, I understand that buying a home is a lot like building a winning team: it takes the right strategy, clear communication, and someone in your corner who's committed to your success.

Success to me isn't just about closing loans—it's about creating stability and security for families and helping them build long-term wealth. I believe that with proper guidance and a dedicated professional, homeownership is more attainable than most people realize. Understanding how close you are to becoming a homeowner starts with a conversation, and my goal is simple: for every client to say "Working with Nate was the best decision ever." Ready to discover how close you are to holding your house keys? Let's talk.

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4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.94/5 Based on 18 reviews
5/5

Shane Pierce

Transaction Completed:
11/11/2025

"Nate is the best in the business! I can't believe how easy and smoothly my home-buying process went, Nate and his team had keys in my hand in less than a month. True professional - communication was always clear and concise, no uncertainty about what Nate needed from me, and no question I had went unanswered. Nate made it feel like I was his number one priority, and he always had a plan in place for two steps ahead. There was never a hangup or slowdown, something was always in the works and moving. This was my first home purchase, and honestly that is a scary process. But with Nate in my corner I was able to feel secure and stress-free. Absolute blessing to be able to work with Nate on my first home!"

5/5

Shane

Transaction Completed:
11/11/2025

"Working with Nate on my mortgage was fantastic - so smooth and easy! I was previously pursuing a mortgage through another company/agent, and after facing several issues and setbacks in that process I had decided to step away from my home search for several months. When I saw a home unexpectedly come on the market that I was interested in I reached out to Nate and I'm so glad that I did. Nate knew or immediately found out the answer to any questions I had, the entire process was clear and straightforward, never any confusion, uncertainty, or back-tracking, it was a complete turnaround from my previous experience with a different firm/agent. I'm so thankful that I had Nate and his team in my corner, he truly did make my home-buying a breeze, and I would recommend Nate and NAF to anyone I know thinking of buying. Nate and his team are the absolute best in the business!"

Beckley, WV
5/5

Cindi N

Transaction Completed:
10/23/2025

"NATE WILSON"

Knoxville, TN
5/5

Cindi Juarez

Transaction Completed:
10/18/2025

"Nate Wilson and New American Funding were great to work with. I put in an application to refinance my house about eight months before I even knew that the rates were dropping. Nate Wilson made sure to stay in contact with me in regards to refinancing my house because I had no understanding about how the rates worked. He was able to save me just about $500 on my mortgage payment as a single new homeowner. He stayed in constant communication with me. if I had any questions, he was always available. New American funding website was great. It allowed me to access files. Download them for my own personal record, but also show me the steps and where we were in the refinancing and closing process. I highly recommend them. They were great, and I feel like the refinancing process was super stress-free and easy."

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

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Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Hardin Valley TN 5498

10425 Cogdill Road, Suite 200
Knoxville, TN 37932

Direct: 865-635-1843

Email: nate.wilson@nafinc.com

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