Mike Osborn Photo

Mike Osborn Loan Consultant

  • NMLS # 1475315

About Mike Osborn

Mike Osborn, Sr Loan Consultant at NAF, has proudly developed and executed strategies to help thousands of clients achieve their homeownership dreams for nearly three decades. His performance, dedication and implementation of strategic planning have allowed him to remain laser-focused on his customers and business partners, landing him at the top of the industry. He understands the significance of buying a home, so he cherishes the opportunity to empower home buyers to make life's biggest purchase confidently. 

 "I take a consultative approach," says Osborn. "There is no one-size-fits-all solution. I give clients the best mortgage plan to fit their financial goals." 

Mike has built a skilled team of professionals to create an unmatched winning culture for his clients. Building long-term, trusting relationships with his clients and business partners is one of his greatest. His clients range from first-time homebuyers to high-net-worth individuals, investors, and corporate clients.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

5/5 Based on 16 reviews


Transaction Completed:

"Michael went above and beyond to help us secure our loan at a rate that was lower than expected. We were first time homebuyers with a complex loan. Michael was exactly what we needed, he was extremely knowledgeable and provided unmatched guidance throughout the process. Would definitely recommend!"



Transaction Completed:

"It was a great experience working with Michael on my loan for the new house. If one person I could depend on during the entire process then it was him. Thanks for all your help Michael"



Transaction Completed:

"Lender was on point at every turn. The whole team worked seamlessly and always responded to every phone call, text, and email with great care and urgency. Recommend them to anyone considering a loan or refi!!"



Transaction Completed:

"Michael is extremely professional and knowledgeable. He's always available whenever we had questions or concerns, got us a great rate and went above and beyond to help us secure our loan. Overall a pleasure to work with. I would use him again in the future and highly recommend him to anyone looking to refi"


New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 310-944-5674

Email: mike.osborn@nafinc.com

Get Directions