Michael O'Neill | New American Funding

Michael O'Neill Loan Consultant
- NMLS # 2681738
- Direct:
  309-360-9641
- |
- Email:
  michael.oneill@nafinc.com
Apply Now

About Michael O'Neill

Michael O’Neill is a Loan Consultant with New American Funding, proudly serving homebuyers across South Carolina and Georgia. As a Certified VA Loan Specialist and NAF Heroes Committee member, Michael specializes in helping active-duty service members, veterans, and military families navigate the home loan process with clarity and confidence.

In addition to VA home loans, Michael works with first-time homebuyers and repeat buyers to provide clear guidance, competitive financing options, and a smooth path to closing—especially for those navigating the mortgage process for the first time.

Licensed in South Carolina and Georgia, Michael is committed to providing transparent guidance, responsive communication, and a disciplined, detail-driven approach from application to closing—ensuring clients are fully informed at every step.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

Buydown Loan

Reduce your mortgage payment rate.

Explore More Options

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mission Statement: Our Military Heroes Focus is a dynamic initiative to increase homeownership and career opportunities for military service members, veterans, and their families. Our Military Heroes Focus is led by a diverse and passionate group of company leaders, military veterans, and other patriots who care deeply about supporting those who have served our Country and their families.