You're In Good Hands!

4.91/5 Based on 13 reviews

5/5

Karina Rubi

Transaction Completed:
7/8/2025

"We've worked with Melissa Carter before, she helped us in purchasing our first home in 2021 and when we were moving out of the area and tried using a local lender were not impressed at all and happily came back to Melissa. Her knowledge and expertise in the lender / loan world is truly unmatched! She knew the importance it was and helped us every step of the way and was always available when we needed her and she definitely went above and beyond in delivering that for us. Not only is she an amazing loan officer, but an amazing person too. She is such a beautiful person inside and out, she is kind, has a great sense of humor, (which matches our personality and definitely helped with the process) and is always so helpful with any and all questions we had and still have. We would definitely recommend her to anyone and everyone - You won’t be disappointed!"

Austin, TX

5/5

Nutthakan

Transaction Completed:
7/7/2025

"She's wonderful"

Dallas, TX

5/5

Alan

Transaction Completed:
7/1/2025

"communication excellent service with the client and professionalism"

Dallas, TX

5/5

Melissa P.

Transaction Completed:
6/23/2025

"Melissa was on top of things"

San Marcos, TX

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Buydown Loan

Reduce your mortgage payment rate.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

Is Buying a Home a Smart Financial Decision in 2025?

As more homes go onto the market and sellers are increasingly cutting price tags, many potential homebuyers are wondering whether to make a ... Read More

How To Lower Your Mortgage Payments: Smart Moves That Can Save You Thousands

Whether you’re a recent homebuyer or a long-time homeowner, there are several ways to reduce your monthly mortgage payment. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Melissa Carter Loan Consultant

About Melissa Carter

Top Rated
Mortgage Lender

You're In Good Hands!