Larry Garlutzo Photo

Larry Garlutzo Southern Nevada Area Manager

  • NMLS # 289076
  • 238 Reviews
MPA 5-Star Retail Lender

About Larry Garlutzo

I moved to Las Vegas from Colorado with my wife Tanya and my two sons Niko (now 21yrs old) and Joseph (now 18yrs old) in 2003.  After working for many years in the Entertainment/Hospitality/Cruise Line Industry, I wanted to live in a place where I could still perform and still have the opportunity to develop a new career in a rewarding industry.  Las Vegas was the perfect choice for me and my family.    My mother was a long time Vice President with a Major Builder Lender and suggested that I may enjoy becoming a Loan Officer.    After attending loan officer school, I started working on the Builder team for a small correspondent lender.    Fast forward 19yrs, I finally found a company designed with the home owner and Loan officer in mind.   Our service and technology are the best in the industry.   As a direct lender we have the flexibility and capability to get the job done quickly.  I am a firm believer in excellent customer service, fast closings and offering the most competitive pricing. When working with myself and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of innovative loan products from which to choose
  • Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
  • Industry leading close times
Please give me a call today for answers to any of your home financing questions.  I would be more than happy to offer my professional advice and help you close your loan fast.  

#1 in Customer Satisfaction among
Mortgage Servicers!


For J.D. Power 2022 award information, visit

New American Funding JD Power Award for Mortgage Servicing

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Meet The Team

Larry Garlutzo
Larry Garlutzo

Southern Nevada Area Manager

NMLS ID: 289076

Tel: (702) 331-8678

Visit Website
Stacy Mitchell
Stacy Mitchell

Loan Officer Assistant

Tel: (702) 331-8586

NAF American Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

You're In Good Hands!

4.96/5 Based on 238 reviews


Transaction Completed:

"Larry and Stacy are awesome, As usual the transaction went very smooth and buyer Client was very happy with the service. Great working together again."

Las Vegas, NV


Transaction Completed:

"Larry and his team helped me every step of the way. Any and all questions or concerns i had, he answered them swiftly. His response was also fast. We found a place and finished all paper work and closed within 30 days. Very friendly and professional."

Las Vegas, NV


Transaction Completed:

"help in the process of buying my first home"

Las Vegas, NV


Transaction Completed:

"Larry is a pleasure to work with and we have completed several transactions Over the last 10 year's together. I highly recommend him for all your lending needs."

North Las Vegas, NV
Latino Focus Logo

Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.


New American Funding


1348 Paseo Verde Pkwy, Ste. 200
Henderson, NV 89012

Direct: 702-331-8678

Mobile: 702-355-3228


Get Directions