Kim Nacchia Photo

Kim Nacchia Loan Consultant

  • NMLS # 2118901

About Kim Nacchia

               Provide the Best Customer Care. Under Promise and Over Deliver.

Three components I bring to the table are crucial to fulfilling the expectations of my borrowers:

  1. Ensuring they are properly qualified to secure the loan needed.
  2. Providing strategic financial advice to structure their mortgage investment.
  3. Championing for them to push the loan through quickly and smoothly.

Twenty different banks, lenders, or mortgage brokers can tell you any interest rate you want to hear.  But, no matter who it comes from, in the end it all depends on:  credit scores, income, debt-to-income, and are you going to buydown the rate or pay hidden fees.

I pride myself in working hard for my borrowers.  I provide no value unless I successfully close the loan that works for you.




Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

5/5 Based on 45 reviews
5/5

Robert

Transaction Completed:
11/24/2023

"Kim Nacchia"

Shalimar, FL
5/5

Jason

Transaction Completed:
10/22/2023

"Kim was on top of everything through the whole process and was friendly and extremely professional. I am glad she was my consultant!"

Sebring, FL
5/5

Nakia

Transaction Completed:
9/6/2023

"The level of professionalism and the honestly that was provided and going above and beyond to see everything went thru. So my experience was a delightful one to say the most, really appreciate Kim Nacchia, a great person. Really felt like family was helping us."

Tarpon Springs, FL
5/5

Cindy

Transaction Completed:
9/4/2023

"I like working with Kim because she handles the financial experience for my clients in a clear, communicative and friendly manner!"

Tarpon Springs, FL
Location

New American Funding

Fort Walton Beach

348 Miracle Strip Parkway Southwest, Ste. 17
Fort Walton Beach, FL 32548

Direct: 850-218-4616

Email: kim.nacchia@nafinc.com

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