Kim Nacchia Photo

Kim Nacchia Loan Consultant

  • NMLS # 2118901

About Kim Nacchia

               Provide the Best Customer Care. Under Promise and Over Deliver.

Three components I bring to the table are crucial to fulfilling the expectations of my borrowers:

  1. Ensuring they are properly qualified to secure the loan needed.
  2. Providing strategic financial advice to structure their mortgage investment.
  3. Championing for them to push the loan through quickly and smoothly.

Twenty different banks, lenders, or mortgage brokers can tell you any interest rate you want to hear.  But, no matter who it comes from, in the end it all depends on:  credit scores, income, debt-to-income, and are you going to buydown the rate or pay hidden fees.

I pride myself in working hard for my borrowers.  I provide no value unless I successfully close the loan that works for you.




Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

5/5 Based on 57 reviews
5/5

Cheryl

Transaction Completed:
5/10/2024

"Kim and her team are the best ! Always there and if they didn’t have the info they got back to me quickly. If there was something hire than a 10 Kim and her team would have gotten that rating. Great experience. Very personable and professional. Makes you feel like family. I’d be happy to work with Kim and her team again and refer them to anyone."

Okeechobee, FL
5/5

Joel R

Transaction Completed:
5/6/2024

"Kim was an amazing Lender. She was very understanding of our situation and willing to work with us with any changes we had. She communicated effectively with us and never left us uninformed of what was going on in the process. She answered questions and was always available by phone if we needed help with anything. She always completed paperwork in a timely manner and if she didn't know the answer she would get back to us quickly once she did find the answer. She helped make a stressful situation easier. We will definitely be going through Kim again if we ever need another lender."

Panama City, FL
5/5

Matt Bergeson

Transaction Completed:
5/3/2024

"Kim Nacchia did a great job and made a potentially bumpy experience very smooth."

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5/5

Matthew Dale

Transaction Completed:
5/3/2024

"Kim was on top of everything every step of the way. She did a fantastic job!"

Palm Harbor, FL
Location

New American Funding

Niceville, FL

1177 E John Sims Parkway
Niceville, FL 32578

Direct: 850-218-4616

Email: kim.nacchia@nafinc.com

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