Julie Bernhardt Photo

Julie Bernhardt Sr. Loan Consultant

  • NMLS # 145253

About Julie Bernhardt

Julie Bernhardt is a dedicated Loan Consultant with solid experience in home loan origination. Julie Bernhardt, NMLS # is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

4.97/5 Based on 211 reviews

Quin Bernhardt

Transaction Completed:

"Julie is the best and most detail oriented loan officer a person could hope for."


Paige Ewing

Transaction Completed:

"Absolutely love Julie!!!! Best to work with!!! Got our loan done quickly!!!"


Jessica Woods

Transaction Completed:

"This is the second home purchase that I have worked with Julie and she is still just as amazing as the first time! She is understanding, communicative, patient, etc. You will be in great hands working with Julie, I can't recommend her enough. "



Transaction Completed:

"Julie @Draper & Kramer was a huge help in making my dream of owning a home come true! She went above and beyond during my entire home buying process. She is very knowledgeable and very patient in helping through the process. She was always available to answer any questions I had, which there were many as a first time home owner. I highly recommend!!! Thanks again Julie!!! "


New American Funding

EMD - LendU Bradenton

3125 53rd Avenue East
Bradenton, FL 34203

Direct: 502-417-8065

Email: julie.bernhardt@nafinc.com

Get Directions