Julie Bernhardt Photo

Julie Bernhardt Sr. Loan Consultant

  • NMLS # 145253

About Julie Bernhardt

With more than 20 years of experience in the mortgage and credit industry, Julie Bernhardt offers indispensable experience and knowledge to those in need of home financing. Mortgages are her business and her expertise, and her success is wholly dependent on your satisfaction. This is why she is fully committed to providing you with sound advice, great service and competitive financing.

Julie can assist you with a range of home financing needs and programs. She consistently works with buyers and homeowners on purchase and refinance loans using Conventional, Jumbo, FHA, VA, USDA, Reverse Mortgages, FHA 203k, and HomeStyle renovation financing. She welcomes the opportunity to serve your needs with timely and accurate advice. With her experience and knowledge, Julie will help you find a loan program that meets your unique financial situation and ensure you understand the features associated with it.

Feel free to contact Julie anytime by phone or email for personalized service and expert advice. She will also extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.97/5 Based on 214 reviews

Cody Legrand

Transaction Completed:

"go with Julie Bernhardt, she's great!"



Transaction Completed:

"Julie made it great. She was super helpful during the whole process and knew how to keep me calm in moments of frustration. The Positivity she showed meant a lot. To whoever reads this, just know that Julie is fantastic."

Louisville, KY

Quin Bernhardt

Transaction Completed:

"Julie is the best and most detail oriented loan officer a person could hope for."


Paige Ewing

Transaction Completed:

"Absolutely love Julie!!!! Best to work with!!! Got our loan done quickly!!!"


New American Funding

EMD - LendU Bradenton

3125 53rd Avenue East
Bradenton, FL 34203

Direct: 502-417-8065

Email: julie.bernhardt@nafinc.com

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