About Josh Morrow
God has blessed me with the intrinsically rewarding opportunity to do His will by serving individuals and families in helping them make significant, positive financial changes in their lives. My career in Mortgage Banking began in 2004 as a Wholesale Mortgage Account Executive. I have worked directly with borrowers, originating mortgage loans since 2008.
I value the opportunity to become a trusted advisor to every customer - by learning about their current financial status and future goals, then by engaging them in the process of the solution that gives them the most impactful positive financial benefit.
I am a licensed Senior Mortgage Loan Originator [NMLS ID 107925], actively originating mortgage loans on residential properties located in AL, CA, FL, GA, IL, IN, MD, NJ, NC, OH, PA, SC, & TX. I am highly experienced and effective in originating conventional FNMA, FHLMC, VA, FHA, USDA, non-agency jumbo, HELOCs, home equity loans, and non-conforming residential mortgage loans for home purchases and refinances.
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Mortgage Lender
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Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
Anna Marie
Transaction Completed:
3/23/2024
"Josh was available at all times when i had questions. He provided great service and he made the loan process easy for me as a first time home buyer."
Irma Edith
Transaction Completed:
3/20/2024
"I can't express enough gratitude for the exceptional service provided by Josh during my mortgage credit process. From the moment I reached out to him, he demonstrated a level of professionalism and expertise that immediately put me at ease. His dedication to ensuring a smooth and efficient process was evident in every interaction we had. One of the most impressive aspects of working with Josh was his ability to communicate complex information in a clear and understandable manner. As someone who is not well-versed in financial matters, I truly appreciated his patience in walking me through each step of the process, answering all my questions thoroughly, and ensuring I fully understood my options. Moreover, Josh's attention to detail was impeccable. He meticulously reviewed all of my documents, leaving no stone unturned to ensure accuracy and compliance. His proactive approach in anticipating potential issues and addressing them promptly helped streamline the process and alleviate any concerns I had along the way. What truly sets Josh apart is his unwavering commitment to his clients' best interests. He went above and beyond to secure the best possible terms for my mortgage, leveraging his extensive knowledge and network within the industry. I felt confident knowing that he was tirelessly advocating on my behalf throughout the entire process. In addition to his professional competence, Josh's genuine kindness and empathy were truly refreshing. He took the time to understand my unique circumstances and treated me with the utmost respect and empathy throughout the entire process. His personalized approach made me feel valued as a client, and I never once felt like just another transaction. Thanks to Josh's expertise and dedication, what could have been a daunting and stressful experience turned out to be surprisingly smooth and hassle-free. I am incredibly grateful for his guidance and support every step of the way. Without hesitation, I would highly recommend Josh to anyone in need of a loan officer. He is a true asset to his profession, and I feel fortunate to have had the opportunity to work with him. In conclusion, if you're looking for a loan officer who combines exceptional expertise, unparalleled professionalism, and genuine care for his clients, look no further than Josh. He exceeded all my expectations and truly deserves recognition for his outstanding service."
Barbara
Transaction Completed:
3/20/2024
"Josh was very quick to respond, very professional and he worked at solving any issues in a timely manner."
Rodney L
Transaction Completed:
3/15/2024
"Clear and open communication"
Mortgage Calculators
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
CD - Charlotte - Purchase
Charlotte, NC 28217
Direct: 704-439-2674
Email: josh.morrow@nafinc.com
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