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Josh Morrow Sr. Loan Officer

  • NMLS # 107925

About Josh Morrow

God has blessed me with the intrinsically rewarding opportunity to do His will by serving individuals and families in helping them make significant, positive financial changes in their lives. My career in Mortgage Banking began in 2004 as a Wholesale Mortgage Account Executive. I have worked directly with borrowers, originating mortgage loans since 2008.

I value the opportunity to become a trusted advisor to every customer - by learning about their current financial status and future goals, then by engaging them in the process of the solution that gives them the most impactful positive financial benefit.

I am a licensed Senior Mortgage Loan Originator [NMLS ID 107925], actively originating mortgage loans on residential properties located in AL, CA, FL, GA, IL, IN, MD, NJ, NC, OH, PA, SC, & TX. I am highly experienced and effective in originating conventional FNMA, FHLMC, VA, FHA, USDA, non-agency jumbo, HELOCs, home equity loans, and non-conforming residential mortgage loans for home purchases and refinances.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

5/5 Based on 9 reviews


Transaction Completed:

"Josh is a GREAT lender. Not only was he always available when I needed him, he contacted me when issues arose before I even knew it could be an issue. His communication is SUPERB! What stood out to me the most too was his ability to listen to my concerns and provide tailored solutions. He is very professional and polished. This is one of the best experiences I've had with a lender in the 6+ years I've been doing real estate. I always knew what was going on and knew what to expect. Josh deserves a raise or a bonus and NAF is very fortunate to have him on staff. The level of his professionalism and the displayed courtesy to all involved was impressive. Thank you Josh!!"

Cullman, AL


Transaction Completed:

"Friendliness and answering questions"

Hueytown, AL


Transaction Completed:

"Josh was very involved throughout the entire transaction! He was prompted on gettIng updated PAL and on answering any questions!!"

Hueytown, AL

Anna Marie

Transaction Completed:

"Josh was available at all times when i had questions. He provided great service and he made the loan process easy for me as a first time home buyer."

San Antonio, TX
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.


New American Funding

CD - Charlotte - Purchase

2810 Coliseum Centre Drive, 5th floor
Charlotte, NC 28217

Direct: 704-439-2674


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