About Josh Morrow
God has blessed me with the intrinsically rewarding opportunity to do His will by serving individuals and families in helping them make significant, positive financial changes in their lives. My career in Mortgage Banking began in 2004 as a Wholesale Mortgage Account Executive. I have worked directly with borrowers, originating mortgage loans since 2008.
I value the opportunity to become a trusted advisor to every customer - by learning about their current financial status and future goals, then by engaging them in the process of the solution that gives them the most impactful positive financial benefit.
I am a licensed Senior Mortgage Loan Originator [NMLS ID 107925], actively originating mortgage loans on residential properties located in AL, CA, FL, GA, IL, IN, MD, NJ, NC, OH, PA, SC, & TX. I am highly experienced and effective in originating conventional FNMA, FHLMC, VA, FHA, USDA, non-agency jumbo, HELOCs, home equity loans, and non-conforming residential mortgage loans for home purchases and refinances.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Mission Statement: NAF Black Impact is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
Wanona
Transaction Completed:
6/9/2024
"Josh was amazing along with the processor Brian. The closing was perfect and I would use your company again."
Heather
Transaction Completed:
5/24/2024
"Josh is a GREAT lender. Not only was he always available when I needed him, he contacted me when issues arose before I even knew it could be an issue. His communication is SUPERB! What stood out to me the most too was his ability to listen to my concerns and provide tailored solutions. He is very professional and polished. This is one of the best experiences I've had with a lender in the 6+ years I've been doing real estate. I always knew what was going on and knew what to expect. Josh deserves a raise or a bonus and NAF is very fortunate to have him on staff. The level of his professionalism and the displayed courtesy to all involved was impressive. Thank you Josh!!"
Jenna
Transaction Completed:
5/9/2024
"Friendliness and answering questions"
Melissa
Transaction Completed:
5/8/2024
"Josh was very involved throughout the entire transaction! He was prompted on gettIng updated PAL and on answering any questions!!"
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
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CD - Charlotte - Purchase
Charlotte, NC 28217
Direct: 704-439-2674
Email: josh.morrow@nafinc.com
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