Joseph Dugan Photo

Joseph Dugan Sr. Loan Officer

  • NMLS # 2145555

About Joseph Dugan

Joseph Dugan is a dedicated Sr. Loan Officer with solid experience in home loan origination. Joseph Dugan, NMLS #2145555 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

4.91/5 Based on 36 reviews


Transaction Completed:

"I had used Joe before. He made it happen.always kept us on the loop."

Kentwood, MI

John Louis

Transaction Completed:

"Joseph was great. Excellent communication. Made the process easy."

Woodstock, GA

Secret Deasia Monae

Transaction Completed:

"Joseph was so amazing at communicating what was going on even in the most difficult situations he was always there to assist me."

Cleveland, OH


Transaction Completed:

"I think the world would greatly benefit from a few clones of Joseph, he has a great personality, he made me feel very comfortable about the whole process, he communicated the steps needed to become a home owner, if there was an issue I had, I would express that to Joseph and if he couldn't address the issue right away, he would get back to me almost immediately. The one thing I liked the most about Joseph is that we would have conversations that had nothing to do with the buying process, and that made a lasting impression on me. Again Joseph was a blessing to me, and I would recommend NAF, to family, friends and even strangers on the street talking about buying a home. Thank you All."

Beech Grove, IN

New American Funding

CD - Detroit - CSR

41050 West 11 Mile Road, suite 100
Novi, MI 48375

Direct: 586-701-0234


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