You're In Good Hands!

4.9/5 Based on 61 reviews

5/5

Craig A.

Transaction Completed:
7/6/2025

"Good communication, very friendly took care of most of the heavy lifting felt as though I has known Joseph for a long time. Showed interest in the things I was interested in. Would recommend him to everybody a very pleasant man to speak too. Answered all questions I had and explained. Thank you Joseph."

Loogootee, IN

5/5

Joshua

Transaction Completed:
6/18/2025

"Joseph was always available for us to call for anything. He was great throughout the whole experience. He would call to check in with us to make sure we didn't need anything. If we had any questions big or small He found the answers for us ."

Powderly, TX

5/5

Lore

Transaction Completed:
6/17/2025

"Joseph was always easy to work with and quick to respond, which is alway great in this business! Thanks for a smooth transaction!"

Powderly, TX

5/5

Ahmed Adel

Transaction Completed:
5/15/2025

"Everything was so smooth and fast it was amazing!"

Lansing, MI

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

The 4 Paint Colors That Will Boost Your Home’s Value—And the Ones That Could Cost You Thousands

If you’re hoping to increase your home’s value, avoid light and bright colors and choose dark, moody paint colors instead. Read More

Launching a New Business? You May Want to Tap Into Your Home Equity to Cover Startup Costs

Many small business owners turn to traditional business loans or credit cards. But homeowners launching a new company have another option: a... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Joseph Dugan Sr. Loan Officer

About Joseph Dugan

Top Rated
Mortgage Lender

You're In Good Hands!