You're In Good Hands!

4.99/5 Based on 289 reviews

5/5

Albert Gonzalez

Transaction Completed:
11/29/2025

"I recently refinanced my home with Jeff Pappenfus, and I couldn’t be happier with the experience. Jeff is an outstanding loan officer with over 30 years of experience. He not only helped me purchase my home years ago, but later guided me through the refinancing process to secure a significantly better rate. Jeff is professional, knowledgeable, patient, and truly committed to helping his clients make the best financial decisions. I highly recommend him to anyone looking to purchase their first or second home, or to refinance an existing mortgage."

5/5

Juan Alberto

Transaction Completed:
11/29/2025

"I recently refinanced my home with Jeff Pappenfus, and I couldn’t be happier with the experience. Jeff is an outstanding loan officer with over 30 years of experience. He not only helped me purchase my home years ago, but later guided me through the refinancing process to secure a significantly better rate. Jeff is professional, knowledgeable, patient, and truly committed to helping his clients make the best financial decisions. I highly recommend him to anyone looking to purchase their first or second home, or to refinance an existing mortgage."

5/5

Ashley

Transaction Completed:
11/25/2025

"So great to have such a knowledgeable and experienced team to work with. Thank you for being able to pivot when certain changes needed to be made and for making it all happen!"

Maplewood, MN

5/5

Candace M.

Transaction Completed:
11/17/2025

"Quick responses helped immensely."

Scandia, MN

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

A Holiday Gift: Mortgage Rates Keep Falling

If you’re among the millions who could save money by refinancing their home loan or are considering buying a home, then you just received a ... Read More

Should You Time Buying a Home Around the Seasons? It Could Save You Up-Front Cash

Here’s how you can use the calendar to your advantage and close at a time when costs may be lower, timelines are generally faster, and selle... Read More

Buyer Be Warned: What Home Inspections Don’t Always Catch

Home inspections aren’t an ironclad guarantee against future repairs or costly surprises. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Jeff Pappenfus Sales Manager

About Jeff Pappenfus

Top Rated
Mortgage Lender

You're In Good Hands!