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Jay Hernandez Sr. Mortgage Consultant

About Jay Hernandez

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

4.9/5 Based on 26 reviews


Transaction Completed:

"Jay is an extremely professional mortgage broker with numerous years of experience. He helped me secure my Mortage and he was a vital part in the successful whole home buying process. I would highly recommend using his services for your home purchasing needs."



Transaction Completed:

"Jay did a great job breaking down the various options and advantages of each one. Was easy to get in touch with. It was a very easy process thanks to Jay."



Transaction Completed:

"Everything was great"


Elena Cigler

Transaction Completed:

"A great experience with Jay from the very first contact! Jay is very professional, approachable, and friendly! He understood my wants, personal situation, and budget well and provided relevant and helpful information throughout the whole process. He supported me and led me through the whole prequalification, preaproval, and closing process and explained everything very well as I was a first time home buyer. He was always answering my questions promptly and effectively and collaborated efficiently with my lawyer, real estate agent, and insurance agent. Also, he made sure to follow up after the purchase. I highly recommend Jay!"


New American Funding

ILA - Detroit - CSR

41050 West 11 Mile Road, suite 100
Novi, MI 48375

Direct: 630-631-4499

Email: jay.hernandez@nafinc.com

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