Jay Hernandez Sr. Mortgage Consultant
About Jay Hernandez
4.9/5 Based on 269,421 Reviews
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Women's History in Homebuying and The New Trailblazers
Today, we celebrate the triumph of women becoming the largest sector of homeowners compared to single men. According to The Pew Research Ce... Read More
You're In Good Hands!
"Jay is an extremely professional mortgage broker with numerous years of experience. He helped me secure my Mortage and he was a vital part in the successful whole home buying process. I would highly recommend using his services for your home purchasing needs."
"Jay did a great job breaking down the various options and advantages of each one. Was easy to get in touch with. It was a very easy process thanks to Jay."
"Everything was great"
"A great experience with Jay from the very first contact! Jay is very professional, approachable, and friendly! He understood my wants, personal situation, and budget well and provided relevant and helpful information throughout the whole process. He supported me and led me through the whole prequalification, preaproval, and closing process and explained everything very well as I was a first time home buyer. He was always answering my questions promptly and effectively and collaborated efficiently with my lawyer, real estate agent, and insurance agent. Also, he made sure to follow up after the purchase. I highly recommend Jay!"