Gloria James Photo

Gloria James Loan Consultant

  • NMLS # 120738

About Gloria James

Gloria James is a dedicated Loan Consultant with solid experience in home loan origination. Gloria James, NMLS #120738 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

With over 16 years of experience in mortgage lending, Gloria is a seasoned expert in First Time Home Buyer and Down Payment Assistance Programs along with Conventional, Jumbo, Government (FHA, VA, USDA) and lending programs for purchases, refinances and rehabilitation loans.

Gloria is a fantastic educator with a passion for first-time homebuyers.  She frequently hosts first-time homebuyer classes, open to the public.  Gloria loves helping borrowers through credit or down-payment challenges, and into realizing their dream of homeownership.

Whether you are a first-time homebuyer, moving up to the home of your dreams, or looking at investment properties, Gloria will analyze your financial goals and educate you on the best mortgage products for your scenario.  She'll walk you through the process from beginning to end, with outstanding communication along the way.

A Seattle native, Gloria and her husband of 45 years are Franklin High School sweethearts.  They have 2 grown boys and 3 grandchildren.  She enjoys zumba, boating, traveling to sunny destinations, and spending time with her family.

Gloria would love to work with you.  Call her today for a no-obligation loan consultation!

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.97/5 Based on 8 reviews

Hawaiiloa Kamai

Transaction Completed:




Transaction Completed:

"Loved the communication, loved that she got it done in time!"

Pasco, WA


Transaction Completed:

"Gloria was patient in answering all my questions and communicating to process. It was my first time buying and she explained everything to me likely more than once :)"

Spanaway, WA


Transaction Completed:

"-Gloria knows her business and gives you multiple approaches. -Gloria not only has the business acumen, she's got the emotional EQ to help her clients through the stressful process. -Gloria is positive, optimistic, pragmatic and wise--great combination of qualities. -Gloria is an empathetic partner in business and the mortgage business."

Seattle, WA

New American Funding

Flex - Kent

27304 152nd Avenue Southeast, Ste. 200
Kent, WA 98042

Direct: 206-356-4925


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