Gary Twitchell Photo

Gary Twitchell Sales Manager

  • NMLS # 360555

About Gary Twitchell

With over 40 years of mortgage experience, expertise with all loan programs, and outstanding personal service, Gary Twitchell understands that the most important thing he can do for his clients is to take his time explaining the entire process from the beginning to the end.  As he sees it, making his client's comfortable is his job, helping them with as many loan option scenarios as they want so when they do commit and make a choice, it's well educated. Gary's attention to customer service and communication are his strong suits.

As a former Vice President and Chief Underwriter for one of the largest lenders in the country, Gary Twitchell has been involved in historic changes in the mortgage industry.  His team developed the first adjustable rate mortgage back in 1981 (the fixed market rate was at 17.5% and the ARM allowed consumers to buy at 10%), he was among the first FHA DE underwriters in the state of California, had a two day a week radio show where people could call in with mortgage questions, and did TV commercials about reverse mortgages (even before Robert Wagner).  He views change as inevitable and chooses to roll with the tide, keeping abreast of legislative and other important mortgage banking legislation so he's well informed.

Gary belives in building solid relationships with as many people as possible (you never know who you can help).  It's not beyond him to flip his name badge upside down on purpose, go into crowded places and be approached by a concerned person wanting to help "fix" it.  The conversations that ensue are priceless and many times lead to a referral, loan or lifelong friend.

Named a multi-year Orange County Five Star Mortgage Professional, this exemplifies his outstanding client satisfaction ratings and favorable regulatory and compliant history, as well as exceeding all expectations for number and volume of transactions served.

Gary Twitchell is bilingual (Spanish), offering his expertise in VA, FHA, Conventional and Jumbo Loans.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

4.98/5 Based on 112 reviews
5/5

Oscar

Transaction Completed:
9/10/2023

"Gary gives a lot of great information and is always available."

Abington, MA
5/5

Glenn

Transaction Completed:
6/27/2023

"Gary helped me through the process along with everyone I worked with. It’s been a crazy time in my life and Gary was able to navigate and have patience through it all."

Tustin, CA
5/5

Kaila

Transaction Completed:
2/18/2023

"Mr Gary is very responsive and explained every detail to us first time home buyers"

San Bernardino, CA
5/5

Kedric

Transaction Completed:
7/16/2022

"Gary is a pleasure to work with and he is a wealth of knowledge. Most important Gary tells you the truth so you can make the best decision."

Victorville, CA
Location

New American Funding

CMD - Dana Point

24681 La Plaza, Ste. 230
Dana Point, CA 92629

Direct: 714-342-1664

Email: gary.twitchell@nafinc.com

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