Eva Melgarejo Photo

Eva Melgarejo Loan Consultant

  • NMLS # 1525876

About Eva Melgarejo

Eva Melgarejo, Bi-Cultural and Bi-Lingual, has over a decade of experience empowering communities. In the last three years, amidst the covid pandemic, Eva managed to help over 300 families improve their quality of life by investing in the Real Estate Market. To say Eva is passionate about catapulting her community, falls short. Helping others bridge the wealth gap thru homeowners is her personal mission.

Eva has served in several Business Community Chamber Boards and has recently been appointed by the Mayor of Long Beach, Robert Garcia, as a Director to the Commission of The Long Beach Community Investment Company. With a vast knowledge in lending to minority communities, Eva has been a sought-after speaker. Participating in industry speaking engagements such as LendIt FinTech USA, Next Mortgage Technology and NAHREP to name a few. Eva has been recognized as Top 1% Mortgage Originator in 2021. 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.97/5 Based on 160 reviews


Transaction Completed:

"Eva very positive in the sense giving you advise and understanding buying a home is the best decision you can make. The process was easy and fast. We closed escrow only in 14 days. She knows how to manage time if you really was the house of your dream. She can make it possible."



Transaction Completed:

"It was the best working with Eva. She made me understand emotionally that buying a home is the best."

Moreno Valley, CA

Dora Castaneda

Transaction Completed:

"Eva's knowledge and exceptional customer service and guidance, made the refinancing process very easy and stress free for me. I definitely recomend her services 100% and I will fir surev using her for any future financing needs."



Transaction Completed:

"Eva from New American funding was very pleasant to work with because of her knowledge and patience to explain the home buying experience she made it easy to see what I could afford and walked me through the positives of owning my own home. She encouraged me and patiently Answered all my questions and checked up on me from time to time. I have now started a new chapter in my life for me and my family and would like to thank all parties Involve in my home purchase, thank you Eva for all your hard work and I look forward to recommending you to anyone who needs to purchase a home in the future. Happy New Year.."

Norwalk, CA
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.


New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 323-528-4233

Email: eva.melgarejo@nafinc.com

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