You're In Good Hands!

4.97/5 Based on 194 reviews

5/5

Julie

Transaction Completed:
6/13/2026

"Erik made it great. I told him what I was looking for and he ran with it, giving me options but having already figured out which best met my needs -- every question I asked he'd already worked through the calculations and had a ready answer. He made it as easy as it could have been."

San Francisco, CA

5/5

Tyler Letvinchuck

Transaction Completed:
6/8/2026

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5/5

Tyler

Transaction Completed:
6/8/2026

"They remained in contact throughout the whole experience. If I had any questions about filling out paperwork or sending in documents they were quick to guide me and my fiance in the correct direction."

Rohnert Park, CA

5/5

Christie Smith

Transaction Completed:
6/4/2026

"We're so glad that Erik at NAF was recommended to us. After dealing with a big box lender that was hard to get hold of and where we felt like just a number, we contacted NAF and Erik stepped in and gave us the piece of mind we were looking for. He provided us loan options, followed up with us regarding rates and status. Erik and his team were knowledgeable and professional, and our loan closed on time. We have never before had such a smooth loan process. We highly recommend!"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Cash Out Refinance

Turn your home's equity into cash.

FHA

This mortgage loan allows for 3.5% down payment.

Buydown Loan

Reduce your mortgage payment rate.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Home Sales Set to Increase as Homebuyer Demand Picks Up

In another sign that the housing market is becoming a bit friendlier to buyers, more homebuyers went under contract to purchase a property i... Read More

The Fed Voted Not to Move Interest Rates. But Mortgage Rates May Still Ease

The Fed voted to hold interest rates steady at its June meeting. But mortgage rates could still ease this year. Read More

Mark Zuckerburg, Beyonce, and Paris Hilton: Why Wealthy Homebuyers Often Prefer Mortgages When They Could Pay Cash

Mark Zuckerberg has taken out mortgages to purchase homes. So have Elon Musk, Beyoncé and Jay-Z, and Paris Hilton. This is why it may be a s... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Erik Oquist Loan Consultant

About Erik Oquist

Top Rated
Mortgage Lender

You're In Good Hands!