About Erik Oquist


I’m a mortgage loan advisor based in Sonoma County helping homebuyers, homeowners, and real estate investors find financing solutions that fit their situation.

 

I work with a full range of loan programs including conventional, FHA, VA, and jumbo mortgages, as well as non-QM options for borrowers who don’t fit traditional underwriting guidelines. This includes self-employed borrowers, real estate investors, and clients with alternative income or asset structures.

 

My focus is on making the mortgage process clear, efficient, and straightforward. I use modern tools and streamlined systems to help reduce delays, improve communication, and keep everything moving from application to closing.

 

Every client’s situation is different, so I take a problem-solving approach to structure the right loan for the goal—whether that’s buying a home, refinancing, or building an investment portfolio.

 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.97/5 Based on 188 reviews
5/5

Diana

Transaction Completed:
5/19/2026

"My overall experience with New American Funding was amazing. The entire team was incredibly helpful throughout the process. They made me feel like part of the team, as though we were all working together toward something meaningful. From the beginning, they created a sense of trust and safety. I felt confident in every detail they reviewed, and at all times, they made me feel we would accomplish the goal successfully. Their communication, professionalism, and support truly stood out. What impressed me the most was their ability to move quickly when needed. When I asked if it would be possible to close a week sooner, they made it happen. That level of dedication and teamwork meant a lot to me. This experience felt more than just a transaction — it felt like a true team effort with people who genuinely cared. I honestly wish I could do it again just to experience that level of support and collaboration once more."

Santa Rosa, CA
5/5

Dillon

Transaction Completed:
5/9/2026

"I love how Erik always answers when I call!"

Santa Rosa, CA
5/5

AJ Armanini

Transaction Completed:
5/5/2026

"Erik and his team provided a seamless process to acquire a loan and close on a property in less than 14 days!! It was a great experience!"

5/5

John W

Transaction Completed:
4/25/2026

"Erik and Matt were just a pleasure to work with. I had a very specific time frame inwhich I need to be funded and they have come through thus far with flying colors. My requests were complex and they handled the hurdles with positive professional manner. I couldn't have been more pleased ! John"

Walnut Creek, CA

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

North Bay (Flex)

3550 Round Barn Blvd, Suite 310
Santa Rosa, CA 95403

Direct: 707-889-5626

Email: erik.oquist@nafinc.com

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