You're In Good Hands!

4.93/5 Based on 35 reviews

5/5

Peter M

Transaction Completed:
5/25/2026

"David Cooper was a pleasure to work with during this transaction. He was honest and explained all available options & the benefits of the different financing options. His team was top notch helping me to keep up with the gathering information & signing Proces. Many thanks to you and your team."

Taylorsville, NC

5/5

Oscar Fernando

Transaction Completed:
5/24/2026

"I sincerely appreciate all the time and patience throughout the entire process."

Winston Salem, NC

5/5

Bruce

Transaction Completed:
4/26/2026

"Was professional snd responsive ."

Fort Mill, SC

5/5

Jessica

Transaction Completed:
4/20/2026

"Thoughtful, informative and intentional with every guest. He's knowledgeable and because of his experience and ability he's able to get customers across the finish line."

Ash, NC

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Reverse Mortgage

Loan for homeowners 62 or over to use their home equity and reach their financial goals.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Mortgage Rates Just Fell a Bit. Should You Buy or Refinance Now?

In a world where every little bit counts, homebuyers and homeowners just got a little good news as mortgage interest rates fell for the firs... Read More

Mortgage Discount Points: How They Can Lower Your Interest Rate and Potentially Save You Money

Mortgage discount points can be purchased by homebuyers to “buy down” the interest rate on a mortgage from the outset of the loan. Read More

Best Places for Kids: The 10 Most Family-Friendly Cities in 2026

Where should families put down roots in 2026? A new ranking reveals the cities winning on schools, affordability, and family-friendly living... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

David Cooper Branch Manager

About David Cooper

Top Rated
Mortgage Lender

You're In Good Hands!